This book probably had some good advice, but it was so dang boring that I couldn't really absorb much of it. I am frugal and I care about saving money, but Topolnicki's book goes a bit too much into the weeds of stuff that is a little too "economic" for me, like various types of retirement plans, college savings funds, etc. I just want to know how to pay my bills every month!
This book is fairly old, and because Topolnicki's advice is SO specific, it dated itself far more quickly than more general advice would. She gives SPECIFIC amounts that you can expect to pay for things like insurance, mortgages, etc., which doesn't do much good to a reader 20 years later, not to mention that price tags can vary widely from one part of the country to another. Also, it's super annoying that she assumes the stay-at-home parent is going to be the mom, even though she's upfront from the beginning about this assumption. And the fact that she just expects the husband to shoulder so much of the economic burden also rubbed me the wrong way -- there are several places where she suggests hubby get a second job so Mom can stay home, essentially depriving him of any sort of family life whatsoever. Following all the advice in this book might help your family financially, but it could be hell on your relationship.