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review 2019-06-23 19:13
Play Hard (Glasgow Lads #4.5)
Play Hard - Avery Cockburn

This was very sweet and very porny. Way too porny. I had a hunch going in due to the blurb, which is why I borrowed this one instead of bought it, and I'm glad I did. There were just too many sex scenes for such a short book and most of them I couldn't be bothered to read. But if you're looking for a pornmance, this should definitely scratch that itch.

 

What I did like was seeing how Robert and Liam are still navigating their way through their new relationship. They've been together romantically for a little over a year, but they've been best friends for sixteen years, and sometimes those old BFF patterns can tame down the flames of romance. I liked how Robert came to a new appreciation of Liam, and how Liam was able to eventually open up to Robert about his fears of the future.

 

I also really liked the scene where Evan and Liam talked. Liam still hasn't warmed back up to Evan, so it was nice to see Evan helping him sort out his thoughts and feelings. Now that I like Evan, I want all the Warriors to like him again too. :D

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text 2019-06-21 08:23
How Hard Money Lender can Help you in New Buying Home

 

Do you also dream of buying your own house in Denver, but can’t afford the complete payment at once? Are you looking forward to getting a loan, but can’t figure your way out? There could be so many scenarios and much many confusion when you want to get a loan.

 

There is a different type of loans that you can consider, such as real estate purchase loans, bridge loans, joint venture loans, and hard money loans. But, if you want a loan quickly and with fewer requirements, then hard money loan is the option for you. You can easily find a trustworthy hard money lender in Denver. When the bank says “No” to your dreams, hard money lenders provide a path to your goals.


Hard Money Loans: Quickest Route To Your Dream House

A hard money loan is a loan given by private investors for a short duration of time. Also known as a short-term loan, this loan is generally funded by the fund of investors and usually be given for 12 months of period.

 

However, the time depends upon the amount of money and time could be extended up to 2-5 years. Hard money loans could be funded in just one day, the hard money lender in Denver generally check for the following factors before lending money to the borrower


- Amount of down payment for the property
- Exit strategy for the property
- Experience of the borrower(if he has any)


If a borrower has some savings or cash handy to pay the installments.
Once the lender that this much information, he will quickly burrow your loan. The process takes a maximum of 3-5 days in Denver, which is much more convenient as compared to bank loans, which take more than a month to get approved.


Interest Rates And Property Type for Hard Money Loans

The hard money lenders have more risk in lending money as compared to conventional loans, and that’s why the interest rates are higher. Although the interest varies from lender to lender, region, and loan to value ratio, generally the interest rate is somewhere between 10-15%.

 

The hard money lender also charges points, which are the fees for originating the loan, and this could vary from 2-4%. In specific situations, the points and interest rates could be much higher than this.


You can surely find a hard money lender for your type of property. Most of the hard money lenders lend the loan of all kind of features such as - commercial, industrial, single, and multi-family residents. Some lenders are specific for their property type and don’t lend loans for some other property type loan because of their lack of experience in that area.


Disadvantages of Hard Money Loans: Things you should know before


Till now, you are only reading about the advantages of hard money loans, but the following are the disadvantages of hard money loans which a borrower should know before considering hard money loans.


- The interest rates higher - As mentioned earlier, the interest rates are higher due to higher risk.


- They are for a short duration only - Due to higher risks, they are only lent for 3-5 years maximum and generally for 1-2 years only. Although as mentioned before, all the factors depend upon the amount of money.


- The requirement of down payment - The hard money loans require some hard asset or equity of 25-30% in the property until the investment has been returned.


All the disadvantages are because the lender has high risks in lending the money, and that’s why the situation needs to be secured. We would recommend you to do some more research about hard money before buying your dream house.

 

You can search for - Hard money lenders near me, Types of a deal for which hard money loans are used for, Best lenders for hard money in Denver, How to trust a hard money lender.
 
Conclusion - The article must have cleared some of your doubts about hard money loan, you must be aware of both the pros and cons of hard money loan. The high-interest rates are, but when nobody helps you, hard money lenders are there for you. Still, we would recommend you to do a comprehensive research about the lender and then only get associated with the deal.

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text 2019-06-06 11:00
Seeking Beta readers for two short stories.

 

 

Seeking Beta readers for two short stories fro The Beta-Earth Chronicles

 

One is "A Day in the Death of the Magic Mabel" with a Word Count of 10196. Set 40 years in the future on our planet, it's set on a doomed cruise ship with a horrible fear-inducing chemical compound hidden somewhere on board. Can Mary Carpenter find it in time?

 

The other is "The Alien That Never Was" with a Word Count of 10772. It's set on Beta-Earth during the Alman Civil War with a distinctly WWII flavor. Can sexy special operatives of the Kirippean resistance fool the forces of the power-hungry Lunta?

 

If interested in an Advanced reader copy PDF, or Word file, of either of these yarns, reply to me here or email me at spywise@verizon.net.

 

Thanks in advance--

WB

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review 2019-05-30 21:36
Hard Magic / Laura Anne Gilman
Hard Magic - Laura Anne Gilman

Welcome to P.U.P.I.—Private, Unaffiliated, Paranormal Investigations

A handpicked team trained to solve crimes the regular police can't touch—crimes of magic.


My name's Bonnie Torres. Recent college grad, magic user and severely unemployed. Until I got a call out of nowhere to interview for a job I hadn't applied for. It smelled fishy, but the brutal truth was I needed the work—so off I went.

Two days later I'm a PUPI—me and Nick, Sharon, Nifty and Pietr. Five twentysomethings, thrown into an entirely new career in forensic magic.

The first job we get is a doozy: proving that the deaths of two Talents were murder, not suicide. Worse, there are high-profile people who want us to close up shop and go away. We're sniffing out things they'd rather keep buried.

Looks as if this job is gonna get interesting. The only problem is, we're making it up as we go along….

 

I loved the basic ideas of this book--that magic would leave a signature and that a CSI-like team of people could solve crimes via their Talent. It has great potential. However, I felt like there should have been more action and less agony in this first volume. Bonita is a pretty good main character, but she does an awful lot of personal analysis (mostly about the men in her life). She desperately needs a female friend--someone to talk to so that the reader doesn’t have to listen to her inner monologue quite so often. Perhaps in the next book, but the only other female character in this one doesn’t seem to have good chemistry with Bonnie. 

Still, I liked the book enough that I will look for the next volume. The trick is going to be finding it! My library doesn’t have it and I just happened to find this one at my favourite used bookshop. Looks like I will be using interlibrary loan once again.

I do think that the name of the magic community, the Cosa Nostradamus, is genius! Giving the impression of the mafia combined with magic, you realize just what the PUPI organization is up against. Add to that the mysterious Fatae, fae-like creatures, that exist in this version of New York, but haven’t been utilized to their full potential in this first volume. I do hope that they feature more prominently in future books.

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review 2019-05-30 16:33
Review: Strange the Dreamer (Strange the Dreamer #1) by Laini Taylor
Strange the Dreamer - Laini Taylor

The dream chooses the dreamer, not the other way around—and Lazlo Strange, war orphan and junior librarian, has always feared that his dream chose poorly. Since he was five years old he’s been obsessed with the mythic lost city of Weep, but it would take someone bolder than he to cross half the world in search of it. Then a stunning opportunity presents itself, in the person of a hero called the Godslayer and a band of legendary warriors, and he has to seize his chance or lose his dream forever.

What happened in Weep two hundred years ago to cut it off from the rest of the world? What exactly did the Godslayer slay that went by the name of god? And what is the mysterious problem he now seeks help in solving?

The answers await in Weep, but so do more mysteries—including the blue-skinned goddess who appears in Lazlo’s dreams. How did he dream her before he knew she existed? And if all the gods are dead, why does she seem so real?

Welcome to Weep.

I did it …. I finally read and finished this book. I’m so glad I did.  I did really enjoy this book but it took me a while to get into it. I started it twice put it back , started it again and feel into a reading slump….I didn’t put it back down this time,  I just kept at it really slow and read a few pages every day and I’m glad for it.

Once I got into it, I absolutely loved the word Laini Taylor created with this book.  I liked that is was not too massive while we still get good sized world(s) and with plenty of Characters, quiet few actually, since we get sort of a split world. It’s hard to explain without spoiling it. I really enjoyed all characters, even the not so nice ones.  While I might not have liked them as a person,  I enjoyed the way they were written and portrait.

I wasn’t really sure at first who the villain will be and I liked that we had two candidates and both came through a bit at the end. Just one more than the other.

Of course I loved Lazlo and enjoyed his fresh view and of course his love for books, but I was pretty sure there is more to him than they let us believe in the beginning.  I also enjoyed Eril- Fane and his Mother a lot, he sure was a kind but tortured soul.

I wasn’t so sure about Sarai in the beginning but I ended up loving her……. And her relationship with Lazlo, or the more and less what they had for one that is…….

While I enjoyed their time together it was also a bit odd and left a few things open and questioned by me but overall I really loved it. 

Minya was someone I really didn’t like and that never changed….. I just disliked her more and more the more we get into the story. Thyron was someone I’m on the edge on, even now that I’m done… I think more is to come about him …. Maybe .

The ending… while some things I saw coming early on other things were a complete shock to me. I was in awe, how she could end it with such a cruel cliffhanger.

Overall I loved this book, and while I loved her writing but  I thought it was dragging on a bit and was sort of glad for the end of the book. But I’m really looking forward to read the next book and see how she ended it.

 I rate it 4 ★

 

 

 

 

 

Available NOW 

Amazon *** B&N *** Kobo 

 

Source: snoopydoosbookreviews.com/index.php/2019/05/30/review-strange-the-dreamer-strange-the-dreamer-1-by-laini-taylor
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