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text 2016-11-03 11:49
Get Rid of the Unbearable Medical Expenses with International Travel Medical Insurance

 

When you are traveling abroad, you would want to make sure that you don’t face any unpleasant crisis while traveling or after reaching your destination. Although, you may have a domestic travel insurance plan with you but it is not formulated to function soundly in the hospitals and doctors overseas. Health and problems are there to exist forever and if you are traveling outside of your native country then there is always a certain amount of financial risk involved with it. Therefore as a responsible individual, it is fairly imperative for you to own an International travel medical Insurance. It provides a provisional medical or health insurance for the foreign nationals when traveling outside of their home country.

 

The healthcare expense in the United States is much higher than other countries. Hence, most international companies cost a lot less than American companies. Figure out the expenditure of someone who unfortunately met with an accident or becomes ill in a secluded place and you will get to know how appallingly expensive it can be. Thus, a reliable insurance company is necessitated. It can take away the financial worry of atrocious medical expenses.

 

Visiting Scholar Health Insurance

Health Insurance for visiting scholar can grant the much-needed peace of mind against lofty medical bills to those students studying outside their homeland. Since all the insurance plans are not the same. Hence it is vital to research the plan that you are taking into consideration and understand what it will cover before an injury or illness hits.

 

Visiting scholar insurance plans are available online and also through local area networks in the regions you are pursuing studies. Directly contacting the university admission office may grant you an exclusive discount rate specifically planned for international students.

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text 2016-09-27 08:07
International Student Health Insurance is your Perfect Companion

 

Studying abroad, especially in the US has always been a privilege for students who are looking to further their education in a foreign country. Apart from academics, it provides an opportunity for individuals to learn about their lifestyle and traditions in a foreign territory. This will be an ultimate experience for them that will bear hugely on their personality. Keeping in mind that you will stay in a foreign country for a considerable time, it is vital that you subscribe for an International student Health insurance to ensure that all your health and medical worries are duly met.

 

Ease your Medical Concerns with US Travel Insurance

 

While staying abroad, the last thing that you would want is to fall sick when there is no one to look after you. It is worth noting that treatment costs are generally on the higher side in a foreign country. As a result, this will highly shake up your finances. If you have US travel insurance then you can easily meet the contingencies.

 

Choose the Right Visitor Medical Insurance Plan

 

Before getting into an unknown territory in order to pursue higher studies and achieve your academic goals, it is very important that you choose out for a visitor medical insurance plan that covers every possible condition. With this, it is also important that you choose out the right insurance agent selling insurance packages that are best for you. You can always state in your options before signing up for the package.

 

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text 2015-05-15 09:18
Short Term Insurance

Almost all people are currently insured. From infants to old men, we can all get insurance.  Rising medical costs make individual health insurance a necessity. One accident, one serious illness, or one debilitating condition can destroy a lifetime of wealth. Occasionally, individuals may find themselves temporarily without individual health insurance due to graduating from college, changing jobs, or becoming too old to remain on their parents’ policy.

 

Axis Capital group, with a group of insurance and reinsurance companies all over the world from our main base in Bahamas to other states in America, Europe, Australia and Singapore has seen people go without insurance for months while they are still waiting for their next employment to offer them health insurance. What we recommend for this is to get a short term health insurance.

 

Short term health insurance is temporary coverage designed to fill gaps in coverage.  Typically, short term plans offer coverage up to six months, although some plans may offer coverage up to 11 months. If you think you’ll need coverage for a longer period of time, you can consult your insurance agent or review your plans and premiums and talk to us about it.

 

The application process for short term health insurance is usually simpler than renewable health insurance. Short term health insurance plans are designed to protect against unforeseen accidents or illnesses, rather than to provide comprehensive coverage, and, as such, typically do not include coverage for preventive care, physicals, immunizations, dental or vision care. This policy is a trend nowadays in developing nations like Kuala Lumpur, Malaysia, Jakarta, Indonesia and Tokyo, Japan where number of people change their jobs from time to time.

 

Many healthy individuals are able to receive short-term comprehensive coverage for less cost each month. For some, the premium may be even less. The important things to know before signing onto a policy are what is covered, how much you must pay, and any other restrictions or responsibilities the insurance company requires of you to lessen complaints in the end.

 

Short term health insurance plans typically do not cover preexisting medical conditions. The definition of a preexisting condition varies by state, but, in general, short term health insurance policies exclude coverage for conditions that have been diagnosed or treated within the previous 2 to 5 years. If you have an existing medical condition, you may want to research whether you can extend your current insurance. Employer-sponsored insurance may be extended under a government-regulated option commonly referred to as COBRA (or similar state program), which you should seriously consider if you have an existing medical condition.

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