Gerard Caprio, Jr. is William Brough Professor of Economics at Williams College and Chair of the Center for Development Economics there. During 18 years at the World Bank, he served as the Director for Financial Sector Policy, and head of financial sector research, working on numerous financial systems on every continent. Jerry has written extensively on financial sector development, financial crises, and financial regulation, including Rethinking Bank Regulation: Till Angels Govern (Cambridge University Press), with James Barth and Ross Levine, and Finance for Growth: Policy Choices for a Volatile World (World Bank and Oxford University Press, with Patrick Honohan). His research at the Bank included starting the first databases on banking crises (in 1995, used by Reinhart and Rogoff in This Time is Different) and financial regulation (1999) around the world, both of which have been updated subsequently. Earlier positions include: Vice President and Head of Global Economics at JP Morgan, and economist at the Federal Reserve Board and the IMF. He has taught at Trinity College Dublin, where he was a Fulbright Scholar, and at George Washington University. Jerry has authored numerous articles, and his tenth book, The Guardians of Finance: Making Regulators Work for Us (MIT Press), with Jim Barth and Ross Levine, is out in February 2012 .