Jonathan Clements is the author of "How to Think About Money" and the award-winning "Jonathan Clements Money Guide." He is the former personal-finance columnist for The Wall Street Journal. Jonathan was born in England, graduated from Cambridge University and now lives just outside New York City. He wrote for Euromoney and Forbes before joining The Wall Street Journal, where he worked for almost 20 years. He also spent six years at Citigroup as Director of Financial Education for the bank's U.S. wealth-management business. Jonathan has written seven books -- a novel and six guides to personal finance. For additional information, go to www.JonathanClements.com. You can follow him on Twitter @ClementsMoney or on Facebook at Jonathan Clements Money Guide. There are two other authors called Jonathan Clements, both of whom are also from England. One died in the late 1990s and wrote a slew of children's books. The other is very much alive and writes about East Asian history.