Keith Springer is the author of "Facing Goliath: How to Triumph in the Dangerous Market Ahead", radio host of "Smart Money with Keith Springer" on 1530 KFBK (http://www.keithspringerradio.com), editor of "Smart Money Newsletter". Keith Springer is a financial planner, a market technician, a financial writer,multinational philanthropist, founder of Top Down Tactical™ and President and founder of Springer Financial Advisors in Sacramento CA. He has developed a proprietary process for successfully building tax-efficient and retirement portfolios and has been providing specialty wealth management services for over 27 years. Keith frequently appears as a pundit on national financial news outlets including CNBC, FOX Business, ABC News and Bloomberg. He is regularly quoted in international publications such as The Wall Street Journal, The New York Times, The Washington Post, Forbes, Fortune and many more. To receive up-to-date market insight and analysis, subscribe to Keith's free newsletter at www.keithspringer.info.