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Anna Parker’s life disintegrates with one phone call. Her dad’s selling their ritzy New York City condo because her Wall Street banker mom emptied their bank account and ran off with another man. Which means Anna has to drop out of her elite college and move with Dad back to their small Ohio hometown. Anna’s determined to reclaim her life ASAP, so she’ll use the next few months to save money, help Dad get back on his feet, and find and confront her mom.

But Anna doesn’t anticipate things going so wrong. The only job she can get is working as a lunch lady in an elementary school. Their money-pit duplex is falling apart around their feet. And her dad is depressed without her mom, who's proving hard to find.

One bright spot in the chaos is Gavin Metcalf, a kindergarten teacher she dated when they were young. With his easy wit and sexy smiles, he makes her forget her stresses—and the fact that her boyfriend Steven back in New York doesn’t know the truth yet about her dire circumstances. When past and present collide, Anna has to decide where her future lies...