Some workers acquire injuries from their workplace that leads to a disability. In such cases, the workers may qualify to receive both workers’ compensation and Social Security Disability (SSD) benefits. Unfortunately, an "offset" may limit the total benefits obtainable from both programs.

An offset reduces the SSDI so that an eligible person receives not more than 80% of his average earnings before the injury. The rules of a workers’ compensation offset are complex, and they also vary by state. That's why you'll need to contact one of the best workers comp lawyers in Lancaster, PA.

How Social Security Calculates the Offset The Social Security Administration (SSA) first determines the total amount of your combined benefits every month. This calculation is the "applicable limit," and it can be either of the following:

● 80% of your pre-injury income, your average current earnings, or

● the total SSDI that all members of your family receive in the first month you get your workers’ comp benefit. It's also called "total family benefit."

In most cases, SSA uses the average current earnings when determining total benefits. Every month, the SSA will calculate the combined benefits, and if they exceed your average current earnings, they'll bring it down to the applicable limit.

Calculating Your Average Current Earnings Social security calculates your average current earnings using the following formulas;

● The average monthly formula: The average monthly earning on which your SSDI is based.

● The high-five formula: The average monthly earning from your five highest-earning years in a row.

● The high-one formula: The average monthly wage from a single year. It can either be the year your disability began or any year from the five previous years.

Social security will use the formula that's most favorable to you, and most times, it's the high-one formula.

How the Offset Works SSA adds your SSDI benefits to your workers’ comp benefits. If there'll be an offset, it'll apply to your SSDI. Let's say the SSA determines your average earnings as $4,000, and your workers’ compensation benefit is $2,500 monthly.

Also, you qualify for an SSDI benefit of $2,000 per month. Your total combined benefits ($4,500) exceed 80% ($3,200) of your average earnings ($4,000). Therefore, SSA will reduce your SSDI to $1,200, leaving you with a total of $3,200.

Some states have a rule that reduces workers’ compensation benefits instead of SSDI. It's called a reverse offset rule. To understand how an offset or reverse offset applies to your case, discuss with one of the best workers compensation attorneys in Lancaster PA.

Conclusion The workers’ compensation offset may seem like a loss. However, there are different ways you can minimize this offset so it won't affect your total benefits. The best workers comp attorneys in Lancaster, PA, can show you how to maximize your benefits.

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Do you trust your driver for your safety? With the growing popularity of ride-sharing apps like Uber & Lyft among millions of users worldwide, ridesharing has become one of the best ways for both locals and tourists to get around. People everywhere are letting someone else take over the driving duties. But, have you measured the safety parameters? Is there a risk of being involved in a car accident?

What lowers the chances of a car accident is the ability of the driver to perform the task without distractions, use safety precautions, and follow traffic rules. If you had an Uber or Lyft accident, who can be held responsible?

Whether you were the other driver or a passenger, identifying liability after a ridesharing accident can be difficult. However, these few essential things recommended by Uber car accident lawyer can help you determine the liability in an auto accident.

Things to Know If You Are Involved In an Uber or Lyft Car Accident

Accidents can happen no matter who is driving, but proving guilty can be critical in this situation. If the accident is caused by the negligence of another driver, they will be held liable for the damage and you can claim against their insurer. If you were involved with an off-duty Uber or Lyft driver, the driver would be held responsible.

However, if you were a passenger in a ridesharing cab and got injured in an accident, you are not at fault and should seek compensation for the damages. Here are a few things advised by auto accident lawyers that you should know to be able to recover damages.

• If the driver is carrying a passenger or on the way to pick a passenger and an accident happens, the company provides coverage for damages caused by the driver or an uninsured motorist. Moreover, both Uber and Lyft drivers must hold insurance coverage on their personal insurance policies to cover their passengers.

If you are involved in an accident and looking for “car accident lawyer near me”, hire experienced Uber & Lyft accident attorneys to help you get the fair settlement you deserve.

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