There's *not* a lot of new information if you've read any other financial expert's books, especially David Bach's. But there were a few tips that I didn't know about, such as the ability to request a lower interest rate on your credit card from the issuer. And the brief overview of how much faster one's mortgage can be paid off was helpful as well. Those two points though left me needing a bit more analysis and explanation, which I sought online.I did sign up and try out the Debt Wise system that Bach advertised throughout the book. It would probably be most helpful for those individuals who do not maintain "clean" books in financial software already. I'm a bookkeeper by day so much of the information presented in this book was common knowledge. I cancelled after the free trial period.

I liked the book a lot, although it really isn't new material. I do like that Bach has gotten away from the "good debt, bad debt" stuff and is focusing on getting rid of all debt.As I don't own a home or have any student loan debt, there were two chapters that really held nothing for me but other than that, it was a pretty helpful book. I had read the Automatic Millionaire before and so was familiar with Bach's basic system but it was great to get a refresher where the focus was on digging yourself out.Not as passionate or motivating for me as reading Dave Ramsey's book was but still a good one.I was a bit annoyed that there was a who chapter devoted to a product from Equifax. It made me question some of the material and the reason for some of the advice in the book, as though it was all a sales pitch. I don't really believe that the book is just a sales pitch but the chapter on the Debt Wise program was pretty heavy handed.I did, however, sign up for the free trail and was shocked at how low my credit score is right now. That made me rethink my sourness on the Debt Wise chapter a bit.All in all, a quick read with helpful advice.

This is a fantastic book for those of us who want to take control of our family finances. Even if you are not up to your ears in debt, Gail's no-nonsense approach can help you trim your budget and save for a new home, a new car or a great vacation.