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text 2017-09-18 12:38
Bad Credit Loans with Instant Decision: Quick Funds for All

Apply here for loans with no credit check and no guarantor

 

All prospective borrowers look for quick financing options in order to defeat their financial problems in the minimal time. Amidst a sudden financial crisis, it is wrong to approach traditional banks and lending companies, as they take more than 7 days to approve an application. Moreover, they don’t entertain funding requests of poor score applicants. Hence, it is useless to waste time by seeking funds from them. Offered by the online lenders, bad credit loans with instant decision allow such people to fulfil their financial needs and recover without going anywhere and submitting any documents.

 

All bad credit people who are 18 years old and reside in the UK are eligible to get these unsecured personal funds. Even CCJs and bankrupt can access these funds without submitting their assets or arranging guarantors.

 

Guarantors have NO Role to Play

 

Gone are the days when even not a single financing option was accessible to the bad credit people without the help of guarantors. Co-signing by the guarantors was mandatory. With the advent of FinTech (financial technology), the lending scenario has changed a lot in the UK. More and more online direct lenders are ready to offer quick personal funds without the need of a guarantor. Loans with no credit check and no guarantor are one of the most feasible funds that can be availed in less than 3 days of submitting the online application.

 

Credit Check Has Gone

 

These loans are so quick and feasible thanks to no credit check. Credit screening was one of the reasons due to which bad credit people were reluctant to apply for typical personal loans. They had no options except pledging or selling their valuable assets. Now, people happily borrow funds despite their poor credit scores. They are not required to pay any extra charges for availing these innovative lending solutions. All they have to do is search a reliable lender and select the best deal.

 

Instant Decisions Allow you to Recover Fast

 

Most of the online lending companies promise to offer viable deals on bad credit loans with instant decision. In order to offer same-day lending solutions, they have kept their online application procedures simple and paper-free. With no documents to review, a lender is able to take instant decisions and hence quickly approve the requests without considering other factors. Online lenders want all applicants to fill their bank details in the online form so that the required funds are disbursed directly into their bank accounts with no time delay.

 

Flexibility is the New Rule of Repayments

 

In this uncertain world, it is impossible to survive without being flexible. Our job, budget, expenses, and the rest of the things should be flexible enough to face sudden financial problems. Online direct lenders offer flexible bad credit loans with instant decision without going tough on the tenure. They don’t put an upper limit on the loan amount. You can quote any amount that you need and choose the tenure while filling the online loan application. By availing quick funds and making monthly repayments, a bad credit customer gain speedy financial recovery from a crisis.

 

Are you confused from where to get these funds? You can explore the most affordable and reliable deals here.

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text 2017-09-18 08:37
Bad Credit Loans with Instant Decision: Quick Funds for All

https://i.imgur.com/nvaHwon.jpg

 

All prospective borrowers look for quick financing options in order to defeat their financial problems in the minimal time. Amidst a sudden financial crisis, it is wrong to approach traditional banks and lending companies, as they take more than 7 days to approve an application. Moreover, they don’t entertain funding requests of poor score applicants. Hence, it is useless to waste time by seeking funds from them. Offered by the online lenders, bad credit loans with instant decision allow such people to fulfil their financial needs and recover without going anywhere and submitting any documents.

 

All bad credit people who are 18 years old and reside in the UK are eligible to get these unsecured personal funds. Even CCJs and bankrupt can access these funds without submitting their assets or arranging guarantors.

 

Guarantors have NO Role to Play

 

Gone are the days when even not a single financing option was accessible to the bad credit people without the help of guarantors. Co-signing by the guarantors was mandatory. With the advent of FinTech (financial technology), the lending scenario has changed a lot in the UK. More and more online direct lenders are ready to offer quick personal funds without the need of a guarantor. Loans with no credit check and no guarantor are one of the most feasible funds that can be availed in less than 3 days of submitting the online application.

 

Credit Check Has Gone

 

These loans are so quick and feasible thanks to no credit check. Credit screening was one of the reasons due to which bad credit people were reluctant to apply for typical personal loans. They had no options except pledging or selling their valuable assets. Now, people happily borrow funds despite their poor credit scores. They are not required to pay any extra charges for availing these innovative lending solutions. All they have to do is search a reliable lender and select the best deal.

 

Instant Decisions Allow you to Recover Fast

 

Most of the online lending companies promise to offer viable deals on bad credit loans with instant decision. In order to offer same-day lending solutions, they have kept their online application procedures simple and paper-free. With no documents to review, a lender is able to take instant decisions and hence quickly approve the requests without considering other factors. Online lenders want all applicants to fill their bank details in the online form so that the required funds are disbursed directly into their bank accounts with no time delay.

 

Flexibility is the New Rule of Repayments

 

In this uncertain world, it is impossible to survive without being flexible. Our job, budget, expenses, and the rest of the things should be flexible enough to face sudden financial problems. Online direct lenders offer flexible bad credit loans with instant decision without going tough on the tenure. They don’t put an upper limit on the loan amount. You can quote any amount that you need and choose the tenure while filling the online loan application. By availing quick funds and making monthly repayments, a bad credit customer gain speedy financial recovery from a crisis.

 

Are you confused from where to get these funds? You can explore the most affordable and reliable deals here.

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review 2017-05-21 02:10
Decision at Doona by Anne McCaffrey
Decision at Doona - Anne McCaffrey

I’ve read many of Anne McCaffrey’s books, but for some reason I never got around to her Doona books. This first one primarily stars Ken Reeve. Earth is enormously overcrowded, so Ken is excited to learn that Doona, a planet uninhabited by intelligent sentient beings, has been discovered and that he and his family have been picked to be some of the first colonists.

The “uninhabited by intelligent sentient beings” part is important. Two hundred years earlier, a botched first contact situation led to an entire alien species, the Siwannese, committing suicide. This led to the Non-Cohabitation Principle, which stated that humans could only colonize a planet if there was no evidence that intelligent beings already lived there. Doona seems perfect - until the human colonists come across a settlement of cat-like aliens known as Hrrubans.

Nobody wants to go back to overcrowded Earth, but the Non-Cohabitation Principle is serious business. Still, it isn’t as easy as just packing up and leaving. They need the bigwigs back on Earth to believe what they’ve seen and reported, they need a ship, and they need orders on how to conduct themselves until a ship can come pick them up. Meanwhile, the Hrrubans don’t seem to care about any of that and are just as determined to interact with the humans as the humans are to keep their interactions with the Hrrubans friendly but brief.

I tend to gravitate towards first contact science fiction. And one with stubbornly friendly cat-like aliens? Gimme! Unfortunately, I didn’t like it nearly as much as I expected I would.

The first third of the book was probably the best. I enjoyed the humans’ initial interactions with the Hrrubans, particularly the Hrrubans’ polite determination to work together with the humans. I also liked that this seemed to be a subversion of the usual “colonists with more advanced technology save the poor low-tech natives” story, without going the “mystical natives” route. The Hrrubans were polite and friendly, yes, but even the humans noticed that the Hrrubans seemed more concerned with them learning the Hrruban way of speaking and doing things than the other way around. And although the Hrrubans asked the humans for help building a bridge, in the end it didn’t seem like the humans were particularly necessary at all. The Hrrubans had all the necessary materials, technology, and knowledge, so the bridge-building was really more of a cross-species togetherness activity than anything.

Early on, I suspected that there was more going on with the Hrrubans than they were letting on. How had whole Hrruban villages gone unnoticed during the initial evaluations of Doona as a possible colony planet candidate? Why were the Hrrubans handling first contact with humans so calmly and so well? I had a guess as to what was going on, and I really wanted to find out if I was right or if McCaffrey had something even better up her sleeve. I enjoyed the big reveal, when it came, although I was a little less thrilled with it when I realized that the book included an enormous spoiler at the beginning that I just hadn’t been observant enough to catch. It also bugged me that the big reveal essentially negated some of the things I’d previously enjoyed about the book.

The characters were pretty flat - most of them were little more than names to me. Also, many aspects of the story were dated. There was a reference to a hugely important event in 2010 that, obviously, never happened (and was linguistically suspect). And the colonists anxiously read communications from Earth using microfilm readers.

The thing that really turned me off this book, though, was Todd, Ken’s 6-year-old son. Since Earth was so overcrowded, everyone was taught from an early age to be quiet, move carefully, and not take up too much space. Todd violated societal norms by being loud, energetic, and occasionally aggressive. He was so difficult to deal with during the journey to Doona that he’d had to be locked up and supervised in 4-hour shifts. One of his first actions upon arriving on Doona was to run up to one of the Hrrubans and yank his tail as hard as he could.

While I could sympathize with Todd’s frustration with the requirement to keep his behavior restrained and with the way he was treated (more on that in a bit), the tail-yanking was absolutely not okay and he should have been old enough to know better. The humans were horrified, but surprisingly the Hrrubans treated Todd indulgently. Later on, one of them even said that his behavior indicated he’d one day be a leader.

As much as I disliked Todd, I also didn’t like the way his parents spoke of him. Until a certain point in the book, Todd’s mom (Pat, Ken’s wife) never said anything truly positive about him and Ken’s feelings about him were mixed but leaned heavily towards negative. At one point, Ken almost beat Todd but refrained because he’d have had an audience. When the Hrrubans offered to essentially act as Todd’s daycare, Pat couldn’t have agreed more quickly and Ken’s protests were token at best. (I initially understood the Hrrubans’ offer as a kind of temporary adoption, which made Pat and Ken’s relief and celebratory sex especially difficult to take.)

Todd turned out to be instrumental to the book’s ending, and...ugh. McCaffrey wanted readers to believe that 6-year-old Todd was incapable/unwilling to conform to behavioral norms on Earth, and yet

willing and able to become fluent in both the formal and informal varieties of a new language, learn an alien species’ formal etiquette, and behave according to those rules for hours on end.

(spoiler show)

Um, no. Even an adult would probably have had periods of boredom and mental exhaustion.

McCaffrey was one of my favorite authors when I was a teen, but this definitely isn’t making it onto my list of favorite books by her. Still, I won’t rule out reading the next book in the series, which was published a couple decades later and might potentially work better for me.

 

Rating Note:

 

I debated between 1.5 and 2 stars for this. In the end, I decided that the stuff with Todd, plus the many difficult-to-believe aspects of the world-building, pushed this more towards 1.5 stars than 2.

 

(Original review posted on A Library Girl's Familiar Diversions.)

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text 2017-05-15 03:33
Reading progress update: I've read 245 out of 245 pages.
Decision at Doona - Anne McCaffrey

 

All right, I finally get to roll again!

 

I imagine I'd have enjoyed this one more if I had first read it 20 years ago. Unfortunately, this was my first time reading it, and most of my problems with it could be summed up with one word: Todd. I hated that his parents had nothing good to say about him until the Hrrubans basically adopted him. At the same time, he also annoyed me. And the way McCaffrey used him near the end had me rolling my eyes. I had difficulty believing that a 6-year-old who couldn't/wouldn't be quiet, sit still, do as he was told, etc. could do everything that he did at the end of the book, especially since even an adult would probably have found large stretches of it to be boring or mentally exhausting.

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text 2017-05-15 02:02
Reading progress update: I've read 218 out of 245 pages.
Decision at Doona - Anne McCaffrey

I just went back to the character list at the beginning of the book and realized it contained info that technically counts as spoilers. I just hadn't paid close enough attention to notice. Yeah, I really should have figured out that little revelation sooner.

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