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text 2017-03-08 09:24
The Southbourne Tax Group: It's tax season, avoid fraud by following these tips


The person calling began to threaten the OPP civilian employee that if she did not send money to him, terrible things would happen to her


With tax season on the horizon OPP will be receiving calls from citizens who have been contacted and in some cases, have lost money. If you are contacted over the phone by someone saying they are the Canada Revenue Agency (CRA) here are some tips taken right from the CRA website:


The CRA:


* never requests prepaid credit cards;

* never asks for information about your passport, health card, or driver's licence;

* never shares your taxpayer information with another person, unless you have   provided the appropriate authorization; and

* never leaves personal information on your answering machine or asks you to leave a message containing your personal information on an answering machine.


When in doubt, ask yourself the following:


* Is there a reason that the CRA may be calling? Do I have a tax balance outstanding?

* Is the requester asking for information I would not include with my tax return?

* Is the requester asking for information I know the CRA already has on file for me?

* How did the requester get my email address or telephone number?

* Am I confident that I know who is requesting the information?


When in doubt hang up the phone and call the CRA phone number included on the previous year tax returns or documentation received from the CRA. The number provided on the CRA website is 1-800-959-8281 for individual inquiries.


This story that happened in the late fall and speaks to the randomness of these calls.


A would be fraudster called the Orillia OPP detachment and was greeted by an administrative assistant with "good morning Orillia OPP". The person calling began to threaten the civilian employee that if she did not send money to him, terrible things would happen to her and he was going to be the one to do it.


The randomness comes from the fact that most people from Ontario understand that the OPP stands for Ontario Provincial Police. Many times these calls originate from foreign countries and are intended to scare you into sending money. If you receive one of these calls hang up and call the Canadian Anti-Fraud number at 1-888-495-8501.


If you or someone you know receives an e-mail, phone call or letter demanding money, asking for money, threatening you for money or saying the most terrible thing has happened and they need money to help a loved one please call someone you trust and talk it over with them. Think about the following when receiving an e-mail, phone call or letter:


* Is it reasonable? Would a police agency call you for money to bail someone out? Would someone notify you of a million dollar win over e-mail?

* If it's too good to be true it probably isn't true.

* Just hang up then report it.

* Call someone else and tell them the story before sending money.

* Call the agency that is calling you; if you receive an e-mail asking for updated information call the bank or go to the bank and talk to a live person.

* If there is any doubt call the Canadian Anti-Fraud Centre.

* Please talk to your relatives about frauds especially elderly relatives as they are more likely to be victims.


Sadly each year Canadians are defrauded of millions of dollars.


If you receive a call, e-mail or letter and know it's a scam please hang up, delete the e-mail or shred the letter. If you have been the victim of a fraud no matter how small please contact the Canadian Anti-Fraud Centre at 1-888-495-8501.


Additional resources for business accounting tips are available here.


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review 2016-12-16 00:07
[Book Review] I Love You Subject to the Following Terms and Conditions
I Love You Subject to the Following Terms and Conditions - Erin Lyon
In a world where marriage doesn’t exist—only seven-year contracts—you don’t marry, you sign. You don’t divorce, you breach. And sometimes, you just expire.
Kate is struggling to find her footing. She gave up a career she hated to pursue the law, and now she’s buried in debt and unemployed. At least she’s signed to an amazing guy—hot, sweet, and committed. 
Enter the contract killer, the man who pursues only signed women. No commitment, no hassle, all the fun. But Kate has enough fun on her plate… until her partner doesn’t re-up their contract. 
After an epic but well-deserved meltdown, Kate gets practical. She accepts a job with her uncle’s law firm, practicing signing law—the one type of law she swore she’d never do. And the contract killer? Now that Kate is single, she’s no longer his type, but he still wants to be friends. Yeah, that’ll work. Kate may be heartbroken, but she’s not impervious to this sexy, smart, and complex man. But hey, it looks like he may not be impervious to her either—signed or not. 
With biting wit and charm, I Love You Subject to the Following Terms and Conditions is hilariously relatable, for the millennial set.

I have a confession to make. I totally didn't realize what this book was when I requested it. I saw Macmillian Tor/Forge listed as the publisher, read the description, and got in my head some sort of Science Fiction assassin/romance plot line going on in my head. After all, I strongly associate Tor with a number of amazing SF/F authors.

This book did not involve science fiction nor assassins. I'd be upset, except it was honestly a well written romance novel without falling into many of the genre traps that make me want to beat my head against the wall. In fact, the book calls out various types of behavior as highly inappropriate! The main love plot line was predictable, not just because the book blurb tells you they're not so impervious to each other's charms as they'd like to think. But the characters were relatable, and the Contract Killers, for all their flaws, don't dive into full-on Pick-Up Artist territory.

The actual gripe I have with this book is that I feel this love story could have been told in a single book instead of ending at a dramatic social break. A little trimming here and there, maybe one or two fewer potential suitors (if I'm reading things correction, there are one or two flagged for the next book), and we'd have a tighter story that maybe could be told in a single book.

Definitely a fun read, and I plan on reading the next installment.

Advance Reader Copy courtesy of Macmillian Tor/Forge via NetGalley in exchange for an honest review; changes may exist between galley and the final edition.

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review 2015-07-25 03:46
Following Doctor's Orders - Caro Carson (HSE #2424 - Aug 2015)
Following Doctor's Orders (Texas Rescue) - Caro Carson

Series: Texas Rescue (Book 3)



As an emergency room physician, Dr. Brooke Brown keeps her eyes on the prize: saving her patients. Flashing ambulance lights and grievous wounds are her bread and butter, not sexy men like firefighter Zach Bishop. But as one unexpected night with Zach blossoms into something more, Brooke fears that her past tragedy might stand in the way of happily-ever-after.


After his so-called "soul mate" stomped on his heart, Zach hasn't sought out real romance. But Brooke sets him on fire like no other. He's just beginning to open his mind -- and heart -- when his ex shows up with a little girl she claims is his. Zach knows that motherhood isn't on Brooke's mind…but maybe he, and a three-foot-six-inch little girl, can convince her to change it?


Very good book full of emotion with a dash of humor. Brooke is an ER doctor who is very good at her job. She is known for keeping her cool under the most stressful of situations. Something that threatens that calm is Zach Bishop, firefighter and flirt. He has all the nurses falling at his feet, but he seems intent on getting to her.


Zach is drawn to Brooke and makes a point of coming up with flirty one liners just for her. Brooke does her best to ignore him, until he does something that she feels she has to speak to him about. At that point, he gets a reaction from her that makes his day, and he asks her out. Surprising herself, Brooke actually agrees.


Zach had had his heart broken a few years earlier, so he avoids any kind of serious relationships. Brooke also avoids relationships, concentrating on her work. The loss of her four year old sister when Brooke was a child, and her mother's over the top grief, has made Brooke an expert at controlling her emotions. I ached for Brooke and the way her calmness is how she deals with the potential tragedies she sees every day, and how they remind her of how fragile life is.


Their scheduled date comes on an evening when both have had rough days. Zach is looking for some of Brooke's coolness to ground him, to stop his day replaying in his mind. Meanwhile, Brooke really needs Zach's lightheartedness to take her mind off the last emergency she'd had to deal with. Instead, they find themselves taking comfort from each other in the most physical of ways. Together they find a perfect balance and the more they are together the better it is. I loved seeing how sensitive each one was to the other's moods. Zach's support of Brooke on the anniversary of her sister's death went a long way toward helping Brooke deal with her mother's excessive grief. Brooke still has issues with worrying about Zach's safety, but he works hard to show her that he isn't at as much risk as she thinks. Their feelings for each other are growing stronger when Zach gets a surprise that could derail it all.


His ex-girlfriend shows up with a four year old girl she says is his. Through a bit of trickery, she runs off and leaves the little girl with Zach, who is afraid of doing the wrong thing. He's always been comfortable around kids, but none of those have been his. Brooke does her best to show him that he has nothing to fear, but she's having issues of her own. Little Zoe is the same age that her sister was at the time of her death. Brooke doesn't want history to repeat itself and her reactions start to put a strain on her relationship with Zach. But when danger comes, it isn't Zach who is at risk, and Brooke has to face her deepest fears. The ending was really intense and my heart was pounding until it was all over. I loved seeing her finally accept the truth of Zach's feelings.

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text 2015-06-24 14:55
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