Individuals and family health insurance plans available in the US health insurance market are categorized into four metal tiers, bronze, silver, gold, and platinum.

Choosing the right health insurance plan is not at all easy, as individuals need to be aware of a few things that will help them compare all the available health plans. Individual and family health insurance plans offered in the insurance marketplace are available in four metal categories such as Bronze, Silver, Gold, and Platinum.

Residents can shop for individuals health insurance plans on their state's public marketplace, if available or through the federal marketplace to find the lowest premiums. People also have the option to purchase health insurance through a private exchange or directly from an insurer.

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