The 90-DayCredit ChallengeIf You Want to Play the Game of Credit Scoring—Know the Rules to WIN!Like it or not, your credit score matters. Your FICO score candetermine how successful you are—not just in your business dealings butalso in your daily life. Every day, decisions being made based on your credit score. If thescore is too low, your higher interest rates could be costing youthousands of dollars each and every year. Your credit score couldprevent you from getting a new cell phone plan, a new car, or even anew job.It’s more important now than ever for you to make sure yourcredit score is not only accurate but at an optimal level. Creditscores can be improved, if you’re willing to commit to the 90-DayCredit Challenge. Simply follow the steps that Itook—follow the Game Plan. I’ve developed a simple and easystep-by-step method for getting the most out of your credit score andfor making sense of what may seem extremely confusing. Eager to win the creditgame?Let’s go!The 90-Day CreditChallenge will: Teach you howFICO credit scoring works Provide toolsto maximize your credit score Help you workdirectly with your creditors to resolve issues, using the sampleletters and forms provided Show you howto save money on new or existing loans Help youachieve the solid credit rating you are in search of —andhow to maintain it About the AuthorJeanne Kelly is a nationally recognized voice in creditconsulting, the founder and president of The Kelly Group CreditConsulting, Inc., one of the most legitimate and successful creditconsulting companies in the United States. In 2011 she founded TheCredit Owl, an online credit education and coaching service that relieson the 90-Day CreditChallenge found in this book (www.TheCreditOwl.com).Jeanne Kelly lives in New York’s Hudson Valley and is a frequentbusiness blogger for the Huffington Post