EVERYONE NEEDS A PLAN IN THEIR LIFE.This is as close as one "do it yourself" book. The Purpose of this book is to educate you to the fact that you can benefit from professional advice and to show you that such advice should save rather than cost you in terms of time and dollars.The purpose of this book is to educate not indoctrinate. The only point of view I wish to advocate is the need for critical analysis. No one has your interest more at heart than you do!! No one knows your situation, your hopes, desires and needs as well as you. In the long run you and no one else is responsible for the satisfaction or disappointments you get out of life. You can respond to events haphazardly as the word on you or you can, through advanced planning, anticipate and control events rather than always being controlled by them.A book can guide for EVERYONE toward financial freedom.