Are you tired of being in debt? Would you prefer that your hard-earned money goes towards providing a better life for your family and yourself? This book is a roadmap for getting out of debt, staying out of debt, and putting your financial future on track. In the second book in the life-changing Habits of a Lifetime series, Daniel Keen takes a deep dive into resolving one of the key questions of living a fulfilling and happy life. He walks you through understanding the debt cycle and developing the mental habits necessary to step outside of it and take back control of your life. This is a handbook for those who want true freedom from debt-based financial stress and worry. No matter how much money you owe, there is an effective way to pay it back and get on with your life.You have what it takes to do this.