Worrying about money sucks. Wouldn’t you agree?

Do you often buy things on impulse, only to realize you shouldn’t have, because now you don’t have the funds to pay those bills?
How are you with saving? Do you find it easy like some people do or do you find you never have enough money left to save at the end of the week?

In today’s society, even though we are earning more than previous generations, most people are saving less. Many struggle to put anything away each week, and it’s usually got nothing to do with how much they earn. In the age of information, we as consumers are constantly bombarded with advertisements, which make our subconscious mind just want to spend spend spend.

Approximately 70% of Americans do not have even a simple budget to track their earnings and spending each month, and even less have any sort of future financial plan. Is it any wonder then why only a tiny percentage of people can retire without sacrificing their lifestyle, and why we hear over and over that many people just can’t afford to retire. In fact two thirds of us have less than $2000 in our retirement fund (or 401k).

Can you imagine how much harder your life will be when you retire if you don’t start thinking about your financial future now? Because if we keep spending everything we earn each week, plus some (added to credit card debt), how can we expect to retire anything but broke and in debt. In what are suppose to be our golden years, are nothing more than struggle.

If you feel that you could be one of majority that are headed for a struggle in retirement, or if you just want to have money left at the end of the month instead of having more month left after money runs out, than creating a personal budget is for you.

Within this book “My Money”, you’ll discover just how easy it is to change your position for the better

Once you realize where your money is going, it kick starts the process of personal money management. By paying yourself first before anything else, you’ll naturally want to put your money to better use, you’ll notice your urge to impulse buy decrease.

Whilst the thought of setting up a budget will put most people to sleep, once you discover the secrets within this book, you’ll realize just how easy it is. Once you realize just how many benefits there are to having a personal budget you’ll be kicking yourself for not starting one sooner.

Can you imagine what it would feel like when you sit down and open up those bills, and not worrying at all where the money to pay for them will come from because you have already budgeted for it. No more stressing month after month.

To learn reasons why you need a personal budget and to find out the easy way of setting one up for yourself, then grab a copy of this book.

Start today


Click the “Buy now with 1-Click” button above to start ensuring your financial future.




tags: personal budget, personal money management, my money, financial intelligence, financial fitness, financial economics, financial literacy