Margaret Hutchins has been alone since her parents died of influenza in Chicago a decade earlier. When she moves to Cutter’s Creek in Montana Territory for a fresh start, as the new teacher for the little school, she discovers a cozy community where she’s welcomed and appreciated.Heath Moore had his heart broken by Charlotte Beaufort years ago, and he’s hesitant to court again. Until, that is, he runs into Margaret just before Christmas – she’s beautiful, intelligent and compassionate. But when she makes a decision that changes her life forever, it threatens to drive a wedge between them. Enjoy spending a white Christmas in Cutter’s Creek, as a season of love unfolds in the most unlikely way.