The ACH network bank system operates in different modes in different countries. In the United States of America, it is operated by the NACHA ACH Network.
The ACH network bank system operates in different modes in different countries. In the United States of America, it is operated by the NACHA ACH Network.
And this is why all the Dreamspinner Press ebooks I already own just sit in my TBR. If I research whether they're P2P before I read them and learn they are, I'll be mad I spent my money on them. If I don't do the research, or if my research fails, and I later learn they're P2P, I'll be mad I spent my money on them.
ETA: Kate Pavelle's other Dreamspinner Press book, Wild Horses, is also P2P fanfic. Not that Dreamspinner notes this.