February 26, 2019: This report focuses on the global Human Capital Management (HCM) Software status, future forecast, growth opportunity, key market and key players. The study objectives are to present the Human Capital Management (HCM) Software development in United States, Europe and China.

Human capital management software (HCM software) refers to applications that are intended to help an organization manage and maintain its workforce. ... Human capital management software is also referred to as a human resource management system (HRMS) or human resource information system (HRIS).

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Core HR software is a very basic requirement for any organization to administer its employee for functions, such as payroll and compensation management, benefits and claims management, personnel management, learning management, pension management, compliance management, and succession planning. Furthermore, considering the rising workforce of organizations, it becomes critical for the HR department to track and monitor the employees in order to efficiently manage the widespread workforce.

In 2017, the global Human Capital Management (HCM) Software market size was xx million US$ and it is expected to reach xx million US$ by the end of 2025, with a CAGR of xx% during 2018-2025.

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The key players covered in this study

• Oracle
• Automatic Data Processing, Inc. (ADP)
• Workday
• SAP
• IBM
• Accenture
• Epicor Software
• Ceridian
• NetSuite
• Kronos
• Ultimate Software
• The Payroll Company
• EPAY Systems
• Infinisource
• Cornerstone OnDemand
• Ramco Systems
• Empxtrack
• PeopleStreme
• Ascentis
• HR Mantra

Market segment by Type, the product can be split into

• Cloud-based
• Web-based
• On-Premises

Market segment by Application, split into

• Healthcare
• Telecom
• Energy

Market segment by Regions/Countries, this report covers

• United States
• Europe
• China
• Japan
• Southeast Asia
• India
• Central & South America

The study objectives of this report are:

• To analyze global Human Capital Management (HCM) Software status, future forecast, growth opportunity, key market and key players.
• To present the Human Capital Management (HCM) Software development in United States, Europe and China.
• To strategically profile the key players and comprehensively analyze their development plan and strategies.
• To define, describe and forecast the market by product type, market and key regions.

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Nogen kan blive offer for svindel i dag. Men svindlere mod målrettet seniorer på grund af kognitive problemer, der kan påvirke deres dømmekraft. Isolation og ensomhed kan også gør dem faretruende tillidsfuld.

Du skal være opmærksom og rådgive dine ældre kære om de seneste svindel, som Esset Koyal Group Capital Management og hvordan man undgår dem.

Telefon fidus

Svindlere vil foretage et opkald til en ældre person og de vil hævde at være hans eller hendes barnebarn og beder om økonomisk hjælp. Svindlere vil normalt bede om penge til at blive sendt i Western Union. Nogle seniorer er fuldt ud klar over og indse, at det var en indlysende bedrager. Men ikke alle seniorer er så heldige, nogle af dem stadig bliver ofre for denne strategi.

Hvis du får denne type opkald, skal du spørge et par personlige spørgsmål til personen på anden enden af den linje, som kun din rigtige børnebørn eller pårørende kan besvare. Tøv ikke med at hænge på én gang, hvis du har bekymringer om opkaldet. Derudover ikke overføre penge straks efter at få en efterspørgsel af telefonen. Tal med din familie medlemmer første. Ikke blive snydt, og bemærker, at disse svindlere kan få oplysninger om dig og din familie på sociale medier sites som Facebook.

Investeringsordninger

Seniorer er ideelle mål for denne form for bedrageri, fordi mange af dem befinder sig planlægning for pensionering og administrere deres opsparing, så snart de er færdige arbejder. Masser af investeringsordninger var rettet mod seniorer søger for at beskytte deres midler i deres fremtidige år.

Altid huske på at være forsigtig på tilbud der synes at være for godt til at være sandt. Være mistænksom over for en person, der garanterer massive vender tilbage på en investering og sørg for at kun beskæftige sig med troværdig og legitim organisationer.

Vær tilbageholdende med at stille spørgsmål før man investerer dine penge. Før du skille sig af med din opsparing, få skriftlige oplysninger om investeringsmulighed, undersøge det meget nøje og sørg for, at forstår du alle de involverede spørgsmål.

E-mail-svindel

De fleste af scams spredes via e-mail. E-mail-svindel er normalt variationer på investeringer eller lotteri fidus. For eksempel, nogle e-mails hævder at være fra en velhavende eller velforbundet enkelte og løfte om at de vil give dig en del i deres formue hvis du bare vil give lidt støtte til dem.

Andre e-mail-svindel omfatter phishing, hvori svindlere sende e-mails, der synes at komme fra legitime institutioner til at stjæle dine personlige oplysninger. For eksempel, e-mail, at dine oplysninger skal opdateres eller valideret og bede om, at du indtaster dit Brugernavn og adgangskode, når du klikker på et link i e-mailen. Nogle e-mails vil bede at du angive yderligere oplysninger, såsom dit fulde navn, adresse, telefonnummer, CPR-nummer og kreditkortnummer.

Altid huske, at hvis du har tvivl over e-mail du har modtaget, være smart og ikke give dine personlige eller finansielle oplysninger. Du kan kalde institutionen direkte hvis du troede, at e-mail er legitim.

Lotteri svindel

Offer underrettes om, at de har vundet en sweepstakes eller lotteri gennem en uventet e-mail, telefonopkald, SMS-besked, eller mailing som undertiden indeholder en stor check. Men offeret skal betale "forarbejdning gebyrer" eller "overføre afgifter" først før han eller hun kan få penge. Denne ordning er gamle og næsten alle er klar over det. Men der er stadig sjældne tilfælde hvor andre falder for denne fidus.

Huske på at være forsigtig igen på ting, der synes at være for godt til at være sandt. Hvis du har vundet i lotterier eller lotteri, skulle du blive bedt om at betale mistænkelige gebyrer inden for en dag eller to for tildeling.

Medicare og Medicaid Card ID tyveri fidus

Svindlere vil gøre et opkald og hævder at være en repræsentant fra nogle statslige organer eller organisationer fortæller en senior, hans eller hendes Medicare/Medicaid kort skal ændres. Dette er blot et trick til at få den øverste personlige oplysninger med henblik på identitetstyveri.

Giv ikke dine personlige og finansielle oplysninger, herunder dit CPR-nummer. Være på vagt over for opkald fra mistænkelige personer, som kræver dine private oplysninger.

Velgørenhed svindel

Denne form for bedrageri, der sker i kølvandet på store katastrofer. Personer, der hævder at repræsentere en velgørenhed søger penge til at betale for genoprettelse efter nedbrud eller støtte til ofrene. Pengene går absolut ingenting men i scammer bankkonti. Nogle svindlere vil sende e-mails beder om donationer.

Men hvis du virkelig ønsker at donere til en velgørende organisation efter en katastrofe, ser for velgørenhed dig selv. Legitime velgørende organisationer er godkendt på stat eller territorium plan — tjekke med din lokale Forbrugerstyrelsen beskyttelse til at se, hvis de er en ægte næstekærlighed.

Falske receptpligtige lægemidler

Mange seniorer skifte til online-apoteker, normalt uden for USA, til at betale for deres medicin, fordi receptpligtig medicin omkostningerne så høje i USA. Desværre, en stor del

Anyone can be a victim of fraud nowadays. But scammers specifically target seniors because of cognitive issues that can affect their judgment. Isolation and loneliness can also makes them dangerously trusting.

You must stay alert and advise your older loved ones about the latest scams provided by Esset Koyal Group Capital Management and how to avoid them.

Phone scam

The scammers are going to make a call to an older person and they will claim to be his or her grandchild and asking for financial help. Scammers will usually ask for the money to be sent in Western Union. Some seniors are fully-aware and realize that it was an obvious impostor. But not all seniors are so lucky, some of them still fall victims to this strategy.

If you get this type of call, ask a couple of personal questions to the person on the other end of the line that only your real grandchildren or relatives can answer. Don't hesitate to hang up at once if you have worries about the call. Furthermore, do not transfer money immediately after getting a demand to do so by phone. Talk to your family members first. Don't be deceived, and notice that these scammers can get information about you and your relatives on social media sites such as Facebook.

Investment schemes

Seniors are ideal targets for this type of scam because many of them find themselves planning for retirement and managing their savings as soon as they finish working. Lots of investment schemes were targeted at seniors looking to protect their funds for their future years.

Always keep in mind to be careful on deals that seems to be too good to be true. Be suspicious of someone who guarantees massive returns on an investment and be sure to only deal with trustworthy and legitimate organizations.

Don't be reluctant to ask questions before investing your money. Before you part with your savings, get written information about the investment opportunity, examine it very carefully and make sure that you understand all of the issues involved.

Email scams

Most of the scams spread through email. Email scams are usually variations on the investment or lottery scam. For example, some emails claims to be from a wealthy or well-connected individual and promise that they will give you a part in their fortune if you will just provide a little support to them.

Other email scams include phishing, wherein scammers send emails that appear to come from legitimate institutions to steal your personal information. For example, the email state that your information needs to be updated or validated and ask that you enter your username and password, after clicking a link included in the email. Some emails will ask that you enter even more information, such as your full name, address, phone number, social security number, and credit card number.

Always remember that if you have any doubt over the email you received, be smart and don't give your personal or financial information. You can call the institution directly if you believed that the email is legitimate.

Lottery scams

A victim is informed that they have won a sweepstakes or lottery through an unexpected email notification, phone call, text message, or mailing which sometimes contains a large check. But the victim needs to pay "processing fees" or "transfer charges" first before he or she can get the money. This scheme is old and almost everyone is aware of it. However there are still rare cases where others fall for this scam.

Bear in mind to be cautious again on things that seems to be too good to be true. If you have won in sweepstakes or lottery, you shouldn't be requested to pay suspicious fees within a day or two for the award.

Medicare and Medicaid Card ID theft scam

Scammers will make a call and claims to be a representative from some government agencies or organizations telling a senior that his or her Medicare/Medicaid cards must be changed. This is simply a trick to get the senior's personal information for the purpose of identity theft.

Do not give your personal and financial information including your Social Security number. Be wary of calls from suspicious people that demand your private information.

Charity scams

This type of scam happens in the aftermath of major disasters. Callers claim to represent a charity seeking money to help pay for disaster recovery or aid for the victims. The money definitely goes nowhere but into the scammer's bank accounts. Some scammers will send emails requesting for donations.

But if you really wish to donate to a charity after a disaster, look for the charity yourself. Legitimate charities are authorized at the state or territory level — check with your local consumer protection agency to see if they are a genuine charity.

Bogus Prescription Medicines

Many seniors switch to online pharmacies, usually outside America, to pay for their medications because prescription drug costs so high in the United States. Unfortunately, a big portion of medications coming from outside US are counterfeit.

Avoid drugs from online pharmacies. The risk is too great that they may be fake or have expired. If you have already received them, dispose of them because they may be harmful to your health.

Could Fighting Global Warming Be Cheap and Free?

This just in: Saving the planet would be cheap; it might even be free. But will anyone believe the good news?

I’ve just been reading two new reports on the economics of fighting climate change: a big study by a blue-ribbon international group, the New Climate Economy Project, and a working paper from the International Monetary Fund. Both claim that strong measures to limit carbon emissions would have hardly any negative effect on economic growth, and might actually lead to faster growth. This may sound too good to be true, but it isn’t. These are serious, careful analyses.

But you know that such assessments will be met with claims that it’s impossible to break the link between economic growth and ever-rising emissions of greenhouse gases, a position I think of as “climate despair.” The most dangerous proponents of climate despair are on the anti-environmentalist right. But they receive aid and comfort from other groups, including some on the left, who have their own reasons for getting it wrong.

Where is the new optimism about climate change and growth coming from? It has long been clear that a well-thought-out strategy of emissions control, in particular one that puts a price on carbon via either an emissions tax or a cap-and-trade scheme, would cost much less than the usual suspects want you to think. But the economics of climate protection look even better now than they did a few years ago.

On one side, there has been dramatic progress in renewable energy technology, with the costs of solar power, in particular, plunging, down by half just since 2010. Renewables have their limitations — basically, the sun doesn’t always shine, and the wind doesn’t always blow — but if you think that an economy getting a lot of its power from wind farms and solar panels is a hippie fantasy, you’re the one out of touch with reality.

On the other side, it turns out that putting a price on carbon would have large “co-benefits” — positive effects over and above the reduction in climate risks — and that these benefits would come fairly quickly. The most important of these co-benefits, according to the I.M.F. paper, would involve public health: burning coal causes many respiratory ailments, which drive up medical costs and reduce productivity.

And thanks to these co-benefits, the paper argues, one argument often made against carbon pricing — that it’s not worth doing unless we can get a global agreement — is wrong. Even without an international agreement, there are ample reasons to take action against the climate threat.

But back to the main point: It’s easier to slash emissions than seemed possible even a few years ago, and reduced emissions would produce large benefits in the short-to-medium run. So saving the planet would be cheap and maybe even come free.

Enter the prophets of climate despair, who wave away all this analysis and declare that the only way to limit carbon emissions is to bring an end to economic growth.

You mostly hear this from people on the right, who normally say that free-market economies are endlessly flexible and creative. But when you propose putting a price on carbon, suddenly they insist that industry will be completely incapable of adapting to changed incentives. Why, it’s almost as if they’re looking for excuses to avoid confronting climate change, and, in particular, to avoid anything that hurts fossil-fuel interests, no matter how beneficial to everyone else.

But climate despair produces some odd bedfellows: Koch-fueled insistence that emission limits would kill economic growth is echoed by some who see this as an argument not against climate action, but against growth. You can find this attitude in the mostly European “degrowth” movement, or in American groups like the Post Carbon Institute; I’ve encountered claims that saving the planet requires an end to growth at left-leaning meetings on “rethinking economics.” To be fair, anti-growth environmentalism is a marginal position even on the left, but it’s widespread enough to call out nonetheless.

And you sometimes see hard scientists making arguments along the same lines, largely (I think) because they don’t understand what economic growth means. They think of it as a crude, physical thing, a matter simply of producing more stuff, and don’t take into account the many choices — about what to consume, about which technologies to use — that go into producing a dollar’s worth of G.D.P.

So here’s what you need to know: Climate despair is all wrong. The idea that economic growth and climate action are incompatible may sound hardheaded and realistic, but it’s actually a fuzzy-minded misconception. If we ever get past the special interests and ideology that have blocked action to save the planet, we’ll find that it’s cheaper and easier than almost anyone imagines.

The CROWN where global issues are extensively discussed and fiercely debated from both sides of the argument — by one person.

The concept of "secular stagnation" — that the economy may be facing a protracted period of low growth and high unemployment — has been seeping back into economic and policy discourse. Once relegated to the margins of heterodox economic theory, the idea of stagnation as a likely ongoing direction for the economy, in fact, is now virtually mainstream, expounded by such well-known figures as Lawrence Summers and Paul Krugman.

Stagnation, however, is not a new problem. Careful examination of the U.S. economy over the last century suggests that stagnation may not be the exception but just possibly the rule of modern economic performance — a rule that was mainly broken only by the stimulus effects of massive military expenditures at three crucial junctures.

Major economic floundering in the first quarter of the 20th century was relieved by the boost World War I gave to the economy, and the tremendous economic collapse in the second quarter was ended by World War II's huge increase in military spending. In the third quarter, the Korean War, the Cold War and the Vietnam War added major stimulus at key times.

Moreover, several of the indirect consequences of World War II — including wartime savings, the compression of wages, the strengthening of unions, the GI Bill that educated millions of veterans, and the reconstruction of Europe, together with the fact that major competitors had been temporarily destroyed by war — all contributed to the third quarter's great economic boom.

The modern trend, despite Iraq, Afghanistan and other smaller-scale wars, is also clear. Defense expenditures declined decade by decade from a Korean War high of 13.8% of the economy in 1953 to 3.7% in the 2000s, with steadily reduced economic impact. The financial bubbles in the late 1980s, 1990s and early 2000s produced only partial and highly unstable upswings that masked the underlying decline.

The notion that stagnation is far more important than is commonly understood has been bolstered by Thomas Piketty's landmark book "Capital in the Twenty-First Century," which also emphasizes just how unusual the era of the Depression and two world wars was. Piketty's analysis suggests that the high growth rates of the post-World War II period were, by and large, an aberration. "Many people think that growth ought to be at least 3 or 4 percent a year," he wrote. "Both history and logic show this to be illusory."

Viewed in this light, the latest long-range projections from the Organization for Economic Cooperation and Development, the Paris-based intergovernmental group for advanced economies, make for sobering reading. In a new report, "Policy Challenges for the Next 50 Years," the OECD warns that economic growth in the world's advanced industrial economies — including Europe, North America and Japan — will likely slow even further from historic levels over the next half-century, while inequality will rocket to new heights and climate change will take an increasingly damaging toll on world GDP.

According to the projections, the OECD member nations' annual average contribution to global GDP growth will steadily fall from 1.19% this decade to 0.54% between 2050 and 2060. Meanwhile, inequality in these countries may rise as much as 30% or more.

The OECD projections are, if anything, optimistic, since they assume that Europe and the United States each will absorb in the neighborhood of 50 million new immigrants over this period — an assumption that may run contrary to the restrictive politics of immigration playing out on both sides of the Atlantic.

The economic remedy for stagnation is relatively straightforward — in theory: Faltering demand could be offset by large-scale government spending on infrastructure, education and other much-needed investments. In practice, however, it is painfully clear that large-scale Keynesian policies of this kind are no longer politically viable.

The implications of the emerging possibility of a sustained period of stagnation are profound. Through the repeated economic downturns of recent U.S. history — 11 since 1945 alone — the expectation of eventual sustained recovery has been the critical assumption underpinning both politics and policy. An era of stagnation would undermine the economic basis of traditional political hope of both left and right. It would mean ongoing high unemployment, ongoing deficits, ongoing struggles to fund public programs and, in all probability, ongoing and intensified political deadlock and wrangling as unemployment continues, deficits increase and a profound battle over narrowing economic possibilities sets in.

If stagnation is the new normal, we will likely be forced to reassess the fundamental assumptions of politics and the economy and to ultimately get serious about restructuring our faltering economic system in more far-reaching ways than most Americans have contemplated.