http://www.crownglobalinsurance.com/account-management/

We provide a platform of professionally managed investment options primarily utilising an Insurance Dedicated Funds "IDF" platform. We do have the capability to provide more specific investment strategies offered through our key banking relationships around the world.

Each client account is invested in an insurance dedicated fund or managed account directed by a third party manager selected by the client. Crown does not manage any fund or account. Fund investments and managers may be changed by a client at agreed intervals, subject only to restrictions imposed by investor control rules under the Internal Revenue Code and Regulations.

Suitability

Each proposed policyholder needs to determine for themselves whether a particular investment option is suitable in light of their individual situation. The Insurer and its affiliates make no recommendations, and provide no advice, as to the selection of investment options or the allocation of assets among subaccounts.

Asset Protection

There are also certain non-tax advantages that can be derived through ownership of investments through an insurance/annuity vehicle. Many individuals have sought to secure greater protection for their assets through establishing off-shore, asset protection trusts. While the law varies from state to state, in most domestic jurisdictions, assets owned in a variable life insurance or annuity contract are not subject to claims of creditors. Non-US insurance carriers also protect policyholders from creditor actions.

http://www.crownglobalinsurance.com/account-management/

We provide a platform of professionally managed investment options primarily utilising an Insurance Dedicated Funds "IDF" platform. We do have the capability to provide more specific investment strategies offered through our key banking relationships around the world.

Each client account is invested in an insurance dedicated fund or managed account directed by a third party manager selected by the client. Crown does not manage any fund or account. Fund investments and managers may be changed by a client at agreed intervals, subject only to restrictions imposed by investor control rules under the Internal Revenue Code and Regulations.

Suitability

Each proposed policyholder needs to determine for themselves whether a particular investment option is suitable in light of their individual situation. The Insurer and its affiliates make no recommendations, and provide no advice, as to the selection of investment options or the allocation of assets among subaccounts.

Asset Protection

There are also certain non-tax advantages that can be derived through ownership of investments through an insurance/annuity vehicle. Many individuals have sought to secure greater protection for their assets through establishing off-shore, asset protection trusts. While the law varies from state to state, in most domestic jurisdictions, assets owned in a variable life insurance or annuity contract are not subject to claims of creditors. Non-US insurance carriers also protect policyholders from creditor actions.

*Consist of private placement variable life insurance and annuity contracts where the management and custody of insurance account assets are in the hands of the world's most trusted asset managers and custodians.

Non-US: Insurance products consistently provide advantages for individuals around the world. While specific laws do vary from jurisdiction to jurisdiction, most countries do grant favorable tax and investment treatment towards insurance products. Non US Persons can generally purchase compliant life and annuity products from foreign life insurance companies provided the products adhere to all applicable regulations. Crown has strong expertise in the international insurance business and consequently can provide customized insurance based solutions. Please consult your local legal advisors or a Crown office for assistance to determine if you qualify to work with Crown.

Large High Death Benefit: Crown has access to significant insurance and reinsurance support. We provide access to secure large policy death benefits and can provide both MEC and Non MEC policies with up to $500 million in coverage. This is provided through an exclusive insurance program managed and developed by Crown.

Segregated Accounts: Similar to the laws of virtually every US State, all of Crown's Variable Life and Annuity contracts are segregated by law. Under the laws of Bermuda and the Cayman Islands, each segregated account is protected from claims against Crown and the assets are neither comingled nor managed with the company's general account assets. Additionally, offshore life insurance contracts can provide personal asset protection for the policyholder as well.

About Us

The Crown Global Insurance Company Group ("Crown") was originally founded in April 1994 and today encompasses a total of four insurance companies located in Bermuda and the Cayman Islands.

Crown's companies and other wholly owned subsidiaries provide insurance products for high net worth clients around the world.  Our policies provide liquidity in the event of death or other family needs, assist in estate planning, investments and asset protection, and fund retirement savings.  The Crown team is staffed with seasoned professionals who are known for their experience, wealth planning skills and integrity.  Together our team has over a century of combined insurance, legal, investment and multi-jurisdictional tax planning experience.

Crown owns insurance companies that have and have not elected to be taxed pursuant to Section 953(d) of the Internal Revenue Code of the United States.

Our Products

Crown's products consist of private placement variable life insurance and annuity contracts where the management and custody of insurance account assets are in the hands of the world's most trusted asset managers and custodians. This permits a client to couple the benefit of traditional insurance products with exceptional account and fund managers.

Under the product category…

• US Persons
• US Specific
• Non US
• Large High Death Benefit
• Segregated Accounts

Perry Lerner created Crown World Services, Ltd. in 1998 to structure private placement life insurance policies for high net worth individuals, employing his expertise in tax planning and wealth management and preservation.  He has practiced as a tax lawyer for over 30 years in New York, Los Angeles and London.