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url 2021-05-05 09:55
Household Expenditure Measure 2021: How Will A Lender Calculate Home Living Expenses

Looking to finance your home? Find the best home loan as per your current status. To get approve fast for a loan you should aware of how will a mortgage lender calculate your living expenses in 2021. .

 

To find more about the Household Expenditure Measure in 2021, please visit the North Brisbane Home Loans website.

 

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url 2020-11-23 11:44
The Best budgeting apps for 2020

Worried about the constant outflow of cash from your pocket? What if you could maintain a budget without preparing one yourself? Then you will need our best budgeting apps of 2020.

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url 2020-09-22 12:14
21 Practical Tips on “How to Save Money for Future”

Are you one of those who feel like a king on the salary day and pauper after few days? Check these 21 best tips on how to save money for future.

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text 2020-07-20 03:18
furniture will add style and class to your home

There are fabrics that are easier to clean and keep free from stains, so if you have pets or children, you want to be sure that you choose one of these fabrics to keep your furniture looking beautiful.By answering the above questions, you can better determine which furniture is best for your particular room and your needs.What is your budget? Finding furniture that fits your budget can help to increase your satisfaction with the furniture. Setting a budget for your furniture expenses will allow you to focus on finding furniture that will fit your needs and your finances. Many times, contemporary furniture is considered a piece of art with its contemporary materials and design. Furniture can be quite expensive, so you want to be sure that you set a budget that you can afford.

The pieces that you choose should fit the proportions of your room to make the most of the function of the room. Choosing the right style and design of furniture for your home and life is very important China Riding & Jogging suit Factory to ensure that this investment in your furniture will be a great value. The size and number of pieces that you choose should fit in your room without overcrowding it to ensure that the room still feels inviting and open. Where do you begin in choosing furniture?What is the function of your room? If your room is a dining room, you need to determine how you are going to use the room and for what purposes.What are your needs?

Do you have children or pets? If so, you will want to make sure that the furniture that you choose is easy to clean and take care of. This will increase the monetary value of the furniture and the value of it to your life.What is the style of the room? Is it a contemporary styled room or a more traditional room? This choice will dictate the style of furniture that you choose. With just a little thought and research, you will find that your furniture will add style and class to your home. By choosing your furniture carefully and with great thought, you will find that you will have furniture that will stand the wear and tear of life and the test of time. Do you want a more formal space for entertaining or a more casual space for dinners with the family? By considering your desires for the room, you can better determine what furniture that you need for your room.

What is the size of the room? Taking the size of your room into consideration is an important step. No matter which room that you need furniture for, it is important to consider your family's needs and the style of your room and home to get furniture that will work well for your home and your family. This basic guideline will give you a parameter to work with. Contemporary styled furniture normally features more clean lines, while traditional styled furniture has more classic style and design.Beautiful furniture can make a big impact upon the look and feel of your home.

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url 2019-07-18 16:47
Total Expenses for Umrah from Pakistan

Being a well-known Umrah service provider from Lahore, many of our potential clients ask about the Total Expenses for Umrah from Pakistan. So based on our experience we have decided to make it black and white for all users of our website including our clients.

Based on our experience there are 2 types of expenses:

  • Before departure
  • After departure

Pre Departure Umrah Expenses

Passport

Passport-Renewal-Online_compressed

Biometric

biometrics-canada-visa-work-study

Visa

visa580-330

Hotel Booking

hotel-booking

Transport

Transport

Ticket

depositphotos_26364117-stock-photo-fly-air-ticket-holded-by

Post Departure Umrah Expenses

  • Food
  • Expenses of Ziarat if not included in your Umrah Package
  • Shopping

Following are some brief details about each expense to calculate the total expenses of Umrah from Pakistan

Passport

Passport is must require document to travel abroad. If you don’t have the passport then you must have to appear in Passport office with your national ID card and till date following are the FEEs of passport office

  • Normal Passport FEE = Rs. 3,000/-
  • Time they need for normal Passport = 2-3 weeks
  • Urgent Passport FEE = Rs. 5,000/-
  • Time they need for normal Passport = 1 week

Biometric FEE

After getting your passport, please visit website of Etimad and get an appointment to visit the nearest Etimad office for Biometric

  • Etimad FEE with online appointment = Rs. 1,001
  • Etimad FEE without online appointment = Rs. 1,401

Here is the complete guide on how to take Etimad Biometric Appointment.

Visa Processing

After getting passport and biometric report you need to visit some trustworthy travel agency near your location. Visit them and they will propose you different packages with and without ticket. You can choose one for you or your family and then you will have to submit the following documents to start visa processing

  • Original Passport(s)
  • National ID Card (original or photocopy)
  • Biometric report of Etimad
  • 3 pictures of passport size with blue/white background

Visa processing normally cost 8,500-13,000 pak rupees based on the following factors

  • When you applied (in Ramzan it is normally high as compared to normal days)
  • Conversion rate of Saudi Rial to Pak Rupees

Hotel Booking + Air Ticket

This one is the most expensive head of your Umrah from Pakistan. It is normally based on the following

  • The distance of Hotel from Haram both in Makkah and Madina. More distance from Haram means you will find less expensive accommodation.
  • of days you want to live in holy cities
  • Type of accommodation you will choose from the following
    • Sharing – normally 5-7 people share a room with one bed each
    • Quad – 4 people will share the room
    • Triple – 3 people will share the room
    • Double – 2 people will share the room
  • When you are leaving for Umrah. Normally hotels are expensive in the month of Rabi ul Awal and Ramadan.
  • Your date of departure will also affect the price of air ticket. Normally it is high in Muharam, Rabi Ul Awal & Ramadan.

If you have an economy class accommodation then it may cost you from 12,000-50,000+ based on the days you selected to travel as well as the hotel you chose. And if you have any Star/VIP package then it may cost you from 25,000-75,000. These are approximate rates and may change based on your selection as mentioned above.

Air ticket may cost you from PKR 45,000-90,000 based on

  • Your date of travel
  • Departure city
  • As well as the airline you will choose

Here is the list of least expensive to most expensive airlines

  • Indirect Flights – Oman Air, Kuwait Air, Gulf Air, Fly Dubai etc. will cost you less but they will not take you direct to holy land.
  • Direct Flights – It normally divided into 2
    • PIA/AirBlue/Shaheen/Flynas
    • Saudi Airline(SV) – this is most expensive airline for Umrah but providing quality service.

 

Post Departure Expenses

After having your visa, hotel booking and air ticket, you are all set to travel on your desired date for a holy journey which we call Umrah. You can read here if you need to know how to perform Umrah?

After reaching Jeddah you will have to spend money on the following

  • Mobile SIM – as it will help you to connect with your family back in Pakistan
  • Food is a must require to live on earth and luckily food will not cost you much in Saudi Arabia. You will have every type of food there including Arabic, Pakistani as well as western food.
  • Ziarat – Being there in the cities/country of prophet Muhammad(PBUH), everyone has a wish to see how and where our beloved prophet spent his life. Also this is less expensive as it will cost you few Saudi Riyals for places around Makkah as well as Madina.
  • Shopping – This is head which is completely in your control. Normally people bring dates for their loved ones in Pakistan which will not cost you much but if you want to buy gifts then it may cost you few thousand Riyals. So it fully depends on your pocket or budget you defined.

Based on above stats, we can say that total expenses of Umrah from Pakistan may cost us from 65,000 to 150,000 for economy class Umrah and from 80,000 to 200,000 for star/VIP Umrah. As discuss above, the expenses of Umrah really depends on so many things so cost may vary but this article will definitely give you an idea about your expenses of Umrah and will prepare you for it.

Other Expenses

If you are a regular traveler for Umrah then there is bad news for you and that is, Saudi government is charging SAR 2,000 to every Pakistani who wants to travel within 2 years of his last Umrah. It means if you did Umrah in 1437H then you can do Umrah in 1440H without SAR 2,000. But if you did Umrah after 1437H then you will have to pay SAR 2,000.

We tried to be as detailed as possible but still if you have any question, please contact us via email/phone/contact form. Jazak Allah

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