While on business on Florida's gorgeous Emerald Coast, Wendy Carnes spots a woman who unknowingly changes her life. "White Bikini Babe" is the personification of sex, clearly ready for action. Watching her makes Wendy wonder whether, by putting on a sexy bikini and getting a new attitude, she could land a hot beach guy of her own. Armed with a daring bikini and a new attitude--along with the journal in which she records her secret thoughts on the whole adventure--Wendy soon finds herself engaging in a wild and naughty affair with her perfect fantasy man, who pushes her to sexual extremes. But at what point does the game become reality? When does the person she pretends to be become the person she really is? And worse, what happens when her private diary falls into the wrong hands?