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text 2020-06-05 18:24
Cashback Credit Card vs Rewards Cards : Which One Triumph?

As the world is dealing with the coronavirus pandemic and our health and welfare are at top priorities, we have to be concerned about how Covid-19 is affecting your Credit Score and overall financial situation.



Plan now to ensure you are in the best financial place you can possibly be, we encourage you to be proactive in monitoring your credit card debt to stay on top of your personal finances.



A credit card is an essential tool, one that should be handled with extreme caution. You must know how to utilize your Credit during the COVID-19 outbreak to make the most out of your credit card and not get into trouble.



These are the 10 tips to manage your credit cards for good.



Find out about the relief measures your banks are offering! 


Many banks across the UAE have offered several relief measures for customers during the lockdown. They have offered payment holiday periods, Discounted fees, and interest-free payments offers. Make sure you avail of these offers. MoneyMall has listed major relief measures offered by UAE Banks here :



Make a budget and plan ahead:


Start by setting a budget for yourself and stick to it. Chalk out a plan that contains your income, your regular expenses, and monthly payments that you have. Make sure you pursue the most efficient path for yourself.



Do not increase your credit line limit:


Increasing your credit limit on existing cards or getting a new line of credit during the lockdown will make you susceptible to falling into a mountain of debt. Make sure you reduce your expenses, not increase them.



Do not withdraw cash from Credit Card:


It is possible that you are facing a cash crunch, But Credit Card Cash withdrawal have to be the last option, It has very high-interest rates & fees.



Check for 0% EMI options:


buy Essentials from a Merchant who offers 0% EMI offer on your card, plan your budget and shopping according to match minimum transection amount requirement, Call your bank and covert the Transection in 0% Easy Payment Plans.



Transfer your balance to another bank :


Many banks in UAE are offering various benefits like 0% of Balance Transfer for new customer, if you have an outstanding and paying high monthly interest on an existing credit card then apply for a new credit card and have the outstanding balance converted to 0% or low-interest rates Installments. Checkout Best Credit Card in UAE on MoneyMall.



Check your credit score regularly:


Especially now, making sure your credit score and reports are accurate is critical. This way, you can be top of your credit and avail the Finance facilities when it's needed most.



Contact your Bank or Card providers:


If you don't think you can pay your credit card dues on time or you got stuck in a financial crisis, reach out to your bank or providers to see if they offer flexible payment options during this time.



Use mobile banking app:


Now is the best time to familiarize yourself with your credit card or bank’s mobile app. Bank and Card issuers are making sure more and more people use mobile banking. Make yourself useful to it. So, that social distancing is ensured.



Utilize Contactless Credit Card payments:


As we know COVID-19 spreads through touch, it’s the right time you start making the contactless payment only. Check for the wifi icon on your credit card, if you don’t have Contactless card, call your bank and have a replacement.

Source: moneymall.ae
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review 2020-06-03 12:56
I'm sorry, I struggled!
 Forever (Always & Forever Book 2) Kindle Edition - Kindle Alexander
*verified purchase April 2020* I loved Always, and I waited for so long for this, the followup, so very long. And I struggled. It took me 2 months to read this, I had to read a little bit at a time, because I found it such hard work and I have no flipping idea WHY! It is a lovely story, I did love the feathers thing. Both Robert and Landon have their say. I just . . . don't know! I did finish it though, so . . 3 stars **same worded review will appear elsewhere**


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text 2020-05-30 16:25

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...so many things going through my head this week.  We are still in the middle of a pandemic, which is frightening.  I take public transportation to work and the fear that I will contract COVID-19 and bring it home to my family worries me to say the least.  But that is not my biggest worry.


As a woman of color, I feel a little twinge of fear every time I step outside my home-- hell, I probably shouldn't even feel safe at home considering what has happened to other people of color, minding their business at home.  It is the year 2020 and black people, brown people, all people of color, immigrants, we all live in fear.


Why?   Why do people have so much hate in their hearts?  Why hate someone because of who the love, what religion they practice, the color of their skin or their country or origin?  I wish I could understand it, but if it could be understood, it could be fixed.

I am a good person.  I try to be.  Yes, I'm also an asshole, but that part usually comes out when provoked.  And if I hurt someone I try to make amends.  I work two jobs. I have been with the same man for 27 years and we have two amazing daughters.  We have taught them right from wrong and how to be good people.  And lately they are teaching us about the world today, social justice, what it's like to be children of mixed race.  They will never have my experience as a black woman, but I will never know what it's like to be caught between two worlds.  And my poor husband... He tries his best to understand, but as a white man, he never truly will.  But the fact that he tries is what makes him a good husband and father, a good man.


We work, pay bills and taxes, help our neighbors.  We love each other, we drive each other crazy.  We feed and care for stray animals.  I donate to charity and various causes when I have the means.   We are not perfect, I am not perfect, but I'm always striving to be a better me.


So why, in the year 2020, do I have twinges of fear every time I see police?  I am not a criminal. I shouldn't feel this way.  I should not fear for my family members, especially the males.  My brother. My nephew. My cousins. My uncles. My friends.


I should never be ashamed of my skin. And I should never fear for my life because of my skin.  As no one should feel fear for how they pray, how they identify, who the love.  We are supposed to be better than our past.  And while it may not be worse, it certainly feels worse.  I think I felt safer walking around in the 1980s than I do now.  Is it because I'm older and smart enough to have concern?  Or is it because we as a people have gotten bolder and more vocal in our hatred? I think I liked it better when people called me nigger behind my back. You knew how people felt back then, but the words and actions hurt so much more now.


What do I do? What do we do? How many necks have to be kneeled on before people not only admit we have a problem, but actually make efforts to fix the problem? What happens if my brother or nephew or cousin or friend is the next one suffocated begging for air, for their mother, for help? When will it stop? When will we feel safe again... Only I've never really felt safe. I'm black and I'm a woman, there is no safety for me.  Whether it's because I'm black or because I'm a woman, I fear harassment on a daily basis.  I shouldn't.


We need to be better. All of us. White, black, brown and everything in between.  All lives matter when black, lives matter, when brown lives matter, when POC lives matter, when lgbtqia lives matter, when trans lives matter, when women's lives matter...  We all matter and it's long past time we all act like it.


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photo 2020-05-26 20:21
8 Myths About Credit Scores in UAE, Busted.

Do you think that moving into a new employer will affect your credit score? And that your credit score depends on your salary? Well, it’s time to have you in for a surprise. Here are 8 myths busted about credit score UAE that you thought were true.

Myth 1: A bad credit score lasts forever
Myth 2: Checking your credit hurts your score
Myth 3: Debit cards can build your credit score
Myth 4: Employer check your credit scores
Myth 5: Student loans don’t affect my credit score
Myth 6: A great credit score doesn’t really matter
Myth 7: Higher Salary means a higher credit score
Myth 8: You just have one credit score

Source: moneymall.ae/credit-blog/20-myths-about-credit-scores-in-uae
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url 2020-05-19 09:19
Best Personal Care Products - For Complete Hygiene Life

Now check out Personal Care Products on GoodKart Online. Get Different types of Beauty products for Face, Skin and other intimate hygiene products. Get Heavy Discounts, Cashback offers and combo deals on personal care products:


Namyaa Intimate Hygiene Wash - This product is formulated using the rich secrets of Ayurveda. It maintains the natural pH of the body and keeps you refreshed.


Syounaa Diabetic Socks - Any person can wear these socks, but it is extremely beneficial for diabetic patients. It increases the supply of oxygen in the blood.


Ortho - Heal Capsules For Muscular And Joints pain - Made with 100% Ayurvedic formulation, Ortho-heal capsules are used to heal muscular and joint pain.


Nirgundi Joint Guard: Ayurvedic Oil for Joint Pain - The therapeutic oil is prepared from the nirgundi herb, botanically classified as vitex negundo, which has proven anti- inflammatory, antioxidant, analgesic, and anti-histaminic properties.


Herbal Vibe Femi Clean Intimate Wash - Keep your intimate area clean and hygienic by using Herbal Vibe Joint care oil.


Herbal Vibe Joint Care Oil - Herbal vibe Joint care is a pure blend of Ashwagandha, Nirgundi, Punarnava, Rasana, Parsami and other magical herbs. It helps in providing relief from the pain and inflammation.

Source: www.lybrate.com/goodkart/personal-care
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