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text 2017-08-18 05:01
Southbourne Tax Group Review: How to improve your personal finance

 

“Practice the philosophy of continuous improvement. Get a little bit better every single day.” This can also apply on how you handle your personal finance. You’re probably not here if you already have a perfect financial condition, but it seems you’re currently looking for ways on how to make your personal finance better, with this short read, The Southbourne Group hopes to impart even a bit of knowledge that can help you with your finances.

 

It’s fine to not have a perfect financial situation every time, but always make room for improvements. First, you should learn about the important aspects included in personal finance and understand each crucial element. Having ample knowledge can lead to a better financial life later but don’t forget to be very responsible at the same time.

 

Improve your personal finance with the following guidelines prepared by the Southbourne Tax Group. This is made with the help of some experts as well.

 

Earlier the better

 

Working on your personal finance at an early age is advised. Having a better understanding of it and having a saving that is continuously growing can definitely lead to a brighter financial future. To add, here’s a quote that may encourage you to take action on your personal finance today: “Studies show that people who learn to save early in life usually make smarter financial decisions later”.

 

If you’re already a parent, share the knowledge of proper money management to your children to help them understand the importance of taking good care of their own money. With your imparted knowledge, your children will surely have a disciplined financial life in the future.

 

Make sure to understand your paycheck

 

Not being very familiar with your paycheck may make you question those disappearing amounts since you didn’t even have the chance to spend them. Determine and understand your national insurance contributions, pension contribution, and also the student loan payments and tax code.

 

Deal with the basic needs first

 

Fulfilling your basic needs always comes first, thus guarantee to pay your house rent, bills, foods and tax on time.

 

Maintain a proper financial record

 

Record your income and spending and organize important details to make sure both are balanced. If you don’t have any records, better create one today. This way, you can monitor your set budget and if everything is in the right place.

 

“Savings, remember, is the prerequisite of investment.”

 

Saving money can result to a lot of good things that’s why The Southbourne Group encourages each reader to save their own money. If possible, find the best deals available by going to comparison sites. 

 

Define your goal

 

Set a goal and make plans to make it work. Don’t give up and do your best to reach that goal. Having a financial goal will make you more motivated to do better on your personal finance.

 

Improving your financial situation requires the right action and the right knowledge. Working out those two will make everything fall into their rightful place.

 

Southbourne Tax Group hopes for a better financial future to everyone.

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text 2017-08-16 15:00
Dry August...

...haven't sat down to read or write this month.  There's a partial reason.

 

Since I'm new here, you wouldn't know that I lost my sweet kitty a few weeks back.  He was nearly 18 and it broke my heart to let him go.  So on a random Friday, my daughter and myself walked the dog in a completely different route because I needed to drop something into the mailbox.

 

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This little angel, found us and followed us all the way home.  He was so skinny--starving--and so thirsty that he could barely produce a meow.  Naturally I scooped him up, brought him inside and fed him.  After eating his fill, we gave him a bath and after he dried, a flea treatment.

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After he realized that he was safe, he passed out as only a kitten can.

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After the heartbreak of losing Paw-Paw, hubby and I both agreed we would not add to our furry family.  It was too hard and we still have a kitty and a dog who will break our hearts in the future.  But what were the odds that I would be walking that way, on that day, at that time with my daughter?!  Everyone kept saying it was fate, that someone sent him to us, that I was supposed to find him--well, he found us.  And after a lot of tears, hubby agreed that he would stay.

 

He's not mine per se.  My oldest daughter has claimed him and plans to take full financial and physical responsibility of him once she starts her job.  But we rescued him from certain death, just as we did for our Paw-Paw nearly 18 years ago.

It only took a day for him to get used to Chevy.

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He and Leeloo are taking a little longer, but they are making good progress.

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When he found Paw-Paw's favorite nap spot and adopted it as his own, I broke into tears.  Not quite ugly crying, but it was a near thing.  My sweet boy sent him to us!  It's the only thing that makes sense to me.  And I'm so happy.  He could never replace my Paw-Paw, but he's helping to mend my broken heart.

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He has his first vet appointment on Friday and as long as they don't tell us something is seriously wrong with him (which I doubt they will), he is now a part of our family.  Chevrolet Nova and Leeloo Dallas now have a new partner in crime.  I introduce to you, Korben Dallas.

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review 2017-08-16 09:05
freaking LOVED this!
Bone to Pick - TA Moore Bone to Pick - TA Moore
I won an early ARC copy of this book, for my honest opinion. Cloister is a man with a dog. Bournville is his best friend and she always finds what she is looking for. When called in to help search for a missing ten year old boy, Cloister is and Bon Bon are again boughtinto contact with FBI agent Javi. Against a back drop of cold cases running hot again, Cloister and Javi must work together to bring the child home alive. This is the first book of TA Moore's I have read, I do have Dog Days to read and I will pull that to the top of the TBR pile, because I freaking LOVED this!! Cloister and Javi have, quite clearly, come into contact before and Javi made his opinion of Cloister as just a dog man perfectly clear. Here though, Javi's mind and indeed, his body are running off a whole nother page! But what I really liked is, we don't get the full picture of that meeting. You get enough to keep you wondering, but only JUST enough. Loved that! The guys attraction to each other creeps up on them. It's not an instant thing. But when they get it on?? oh hell yeah! And after?? Oh, that was brilliant! Random thoughts, things said, or the way they were said set each guy off. You never knew just what would cause the reactions! Loved that! Well played there, Ms Moore, very well played! I couldn't see where the missing child storyline was going until it was revealed in the book and I do so LURVE being kept on my toes. And I did NOT see the way that went down coming at me, not at all. There are some interesting comments and hints about Cloister's family and his history. Hints that left you with questions. Questions that need answering in another book. Because there HAD better be another books! There isn't a happy ever after as such for the guys, more a happy for now. Both men have commitment issues that will take some working through before they get their HEA. So, again, another book, Ms Moore! So, Because I almost read it in one sitting but the darn dayjob got in the way. Because I'm left with so many questions about their meeting before, and about Cloister's family. Because because because, oh just bloody because. . . . . 5 full and shiny stars, even if they are covered in dog hair! **same worded review will appear elsewhere**

 

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review 2017-08-10 02:50
So far 'Personal Secrets' is my personal favorite...
Personal Secrets - K.C. Wells,Cornell Collins

‘Personal Secrets’ is book #3 in K. C. Wells series ‘Personal’ and while we get to see Blake and Will become parents to an adorable baby girl and Rick and Angelo are around and doing well. This is Ed’s story. Ed works at Trinity Publishing for Blake and we met him back in book #1 Making It Personal.

 

Ed’s a down to earth guy who speaks his mind, he enjoys his job and playing rugby. He likes spending time with his teammate Colin…as a matter of fact he likes spending time with Colin so much that he wants them to be friends with benefits…or at least that’s what he starts out wanting but as Ed and Colin spend time together Ed begins to realize that what he feels and wants from Colin goes beyond friends with benefits, but the question is ‘what does Colin want?’

 

Colin’s wanted Ed for a long time. He just never thought his straight friend would ever want something more from him but when opportunity knocks…Colin’s not only willing to open the door he’ll happily prop it open if it means having a chance at the man who monopolizes his dreams.

 

In spite of office & family drama and unexpected ex’s and thankfully with the help of some good friends, Colin and Ed manage to work through Ed’s coming to terms with his sexuality and a bit of insecurity on the part of both men.

 

I loved the honesty between these to men, not that they didn’t have their misunderstandings, but they both worked hard to try and be honest with each other. Colin was sweet, patient and supportive of Ed. While Ed may have hesitated at times, ultimately, he always faced up to how he felt about things and at times he may have even a little help from his friends but in the end Ed knew what he wanted and was willing to persist in his efforts to be the kind of man Colin wanted and would be proud of.

 

Cornell Collins is once again the narrator for this book and I’ve enjoyed having the continuity of the same voices for these characters from story to story. The voice that was Ed in the first book was the same one that I heard in this book and I enjoyed this a lot. After listening to all 3 of these audio books back to back by the time I got to the final one it felt like listening to friends sharing their stories with me.

 

I’ve developed a sincere appreciation for listening to audio books like this that are from a series and have the same MCs or as was the case with this series the same core set of characters.

 

With the first book, Making It Personal, we had Blake and Will as the MCs but Ed, Rick, Karen and few other secondary characters were in this book and carried through to the second book, Personal Changes, where Rick became one of the MCs as we watched his story with Angelo unfold and in book 3 again we are given the same cast of characters, with the addition of Angelo, as Ed and Colin’s story unfolds and I’ve really enjoyed having the same person narrate each book giving me the continuity of having the characters voices remain the same from story to story.

 

I’ve enjoyed hearing these stories on audio and with my fingers crossed that Cornell Collins will continue as the narrator I look forward to hearing more and spending a few more hours with the familiar voices of this group of co-workers and friends.

 

********************

 

A audio book copy of ‘Personal Secrets’ was graciously provided by the publisher in exchange for an honest review.

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review 2017-08-06 15:43
difficult but AMAZING reading!
Page of Tricks (Inheritance Book 5) - Am... Page of Tricks (Inheritance Book 5) - Amelia Faulkner
I was gifted a copy of this book direct from the author, that I write a review was not required but I am doing!! Because, people!! You NEEEEEEEEED to read these books!! This is book 5 in the Inheritance series, and you really REALLY need to read books one, Jack of Thorns, book two, Knight of Flames and book 3, Lord of Ravens. Book 4, Reeve of Veils, is not really required but if you do read it, you might have issues with Freddie, I did!!! Freddie has been tasked with ruining Quentin by their father, and the only way he knows how to do that, is by ruining Laurence. So he kidnaps Laurence and takes him to England, forcing Quentin to follow. A battle of wits there follows, and its unclear just who will come out alive. Struggling to word what I need to say, without giving too much of the plot away, so forgive me if I waffle! These books (bar book four, because I HATED Freddie in that book!) are all 5 stars reads and this one did NOT disappoint. We get more about just what happened to Quentin at the hands of his father, and Quentin gets it too, after blocking it out for so many years. Its a wonder the man isn't insane! It's painful reading, really painful and you do feel a kind of .....Lord help me for saying so.... you feel a bit sorry for the Duke, because HE suffered too, and HIS father and so on. Makes you kinda see the WHY he did what he did, kinda, sorta. Oh please don't hate me, I'm just trying to get how I feel out!! Laurence and Quentin spend much of this book apart, but when they come together at the end??? OOOOOOOOOOOOOOEEEEEEEEEEEEEEEE!! |Those boys is getting their dirty on, yes ma'am, they certainly are! Maybe with Quentin finally admitting, at least to himself, what went on, he can fully embrace his relationship with Laurence. Oh. And Windsor, the raven is just too darn cute here. His connection to Laurence as his familiar is growing as Windsor does, becoming stronger. Can't wait to see what happens there! And wouldn't you, the baby's first word is POOP! I'm loving that, at the end, there is a epilogue, from we know not who. Who throws a spanner in the works. Who makes you think "WTF" over and over. So I'm loving that, because I cannot see where this all is going! LOVE being kept on my toes. Love not knowing whats gonna come at me. Very dark, with sexual abuse and drug abuse here, so some readers may find these books difficult reading. BUT amazing, really amazing books!! Thank you, Ms Faulkner, for me copy. 5 full stars **same worded review will appear elsewhere**

 

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