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Hey, Georgiana :)
There seems to be general consensus that in PNR (paranormal romance, as opposed to regular paranormal), the romance/relationship between the MCs takes front & center, with a side of suspense, some conflict, etc & HEA ending. Examples of some PNR series: Kresley Cole's IAD, Chloe Neill's Chicagoland Vampires, Gena Showalter's Lords of the Underworld, Tina Folsom's Scanguard Vampires.
OTOH, UF has a primarily non-romance storyline (usually mystery/suspense), with a side of romance sometimes (e.g., by way of a romantic interest). Examples of some UF series: Jim Butcher's Dresden Files, Keri Arthur's Riley Jenson, Karen Chance's Cassandra Palmer & Dorina Basarab; Patricia Briggs's Mercy Thompson, as well as Charlaine Harris's Sookie Stackhouse (notwithstanding what some others might claim ^.^).
I suppose that 'paranormal' and UF can be used interchangeably most of the time but technically, UF is specifically for a paranormal story in an urban setting.
It would be great to hear other people's thoughts on this. :)