logo
Wrong email address or username
Wrong email address or username
Incorrect verification code
back to top
Search tags: insurance
Load new posts () and activity
Like Reblog Comment
text 2017-11-15 06:21
Why You Need a Home Insurance Delhi?

A typical home insurance Delhi can tell you that the policy will protect the entire house and its content from catastrophes such as fire, earthquake and flood. In times of loss due to the hazards listed in the document, the insurance company will pay for how much the house reconstruction will cost. The reinstatement value can be computed using the built-up area and the construction cost, which is generally initiated by the insurer.

The Coverage

Typically, homeowners have the structure of their house insured. What this implies is having every valuable content of the house such as jewelry, electronics and furniture covered by insurance. Finding an insurance can be easy especially if you have heard about the insurance company or probably had someone refer them to you.

Just like Royal Insurance Agency, they find your home and property your valuable assets as you have worked hard for it. You can find it a bit scary if you have to lose any of your belongings. That’s why the agency can advise you to get a comprehensive home insurance policy to protect you in times of disasters. They can offer you selected premiums which fit your needs, lifestyle and budget. They assure you that possible damages are reimbursed whenever a claim is requested from them.

When Under Construction

The property cannot be covered by home insurance Delhi when construction is ongoing. This is part of the building structure and is ideally covered under project insurance policy, which the builder should handle. If the structure has already been completed, this is the only time when the home insurance can be valid! The insurer though has the right to accept or decline a coverage depending on how the building or house was constructed.

Before You Buy Insurance

There may be a vast range of insurance companies offering home insurance. However, coverage and premium rates may slightly differ from the other. You can shop for an insurance company like Royal Insurance Agency, which you may have heard about. You can opt for an adequate sum of insurance, the tenure of the cover, and the services. Choose a customer friendly agency that can handle claims with comprehensive help in times of loss.

Like Reblog Comment
text 2017-09-28 10:33
Donavan Insurance Group: Tips til at tilføje en Teenage Driver til din bilforsikring

 

Det finansielle chok, tilføjer en teenager til en familie bil forsikring bliver mindre chokerende — i det mindste noget.

 

En årlig analyse af insuranceQuotes, en sats sammenligning site, viste, at tilføje en teenager stadig øget årlige præmier betydeligt, men omfanget af stigningen har været faldende i de sidste par år.

 

Føje en enkelt teenager til en politik, der forårsagede årlige præmier at øge et gennemsnit på 78 procent eller $671. Men renteforhøjelser har været faldende siden 2013, hvor den gennemsnitlige stigning var 85 procent.

 

Laura Adams, forsikring senioranalytiker med insuranceQuotes, sagde, at faktorer i tendensen kan omfatte sikrere biler teknologi, en dukkert i antallet af teenagere får kørekort og den fortsatte virkning af "graduerede" drivende programmer, der restriktioner på nye drivere, indtil de får mere erfaring på vejen.

 

Men virkningen af tilføje teenagere en politik er stadig et ryk til familier, især de tilføje drenge. Sætte en mandlig teenager på din forsikringspolice steg priser gennemsnitligt 89 procent, sammenlignet med 66 procent for en kvindelig teenager, analyse fundet.

 

Ms. Adams sagde præmier øges, når en teenager blev tilføjet fordi, statistisk, yngre bilister — især drenge-har flere ulykker end ældre, mere erfarne chauffører, og fil mere forsikringskrav.

 

Næsten 1.900 drivere i alderen 15 til 20 døde i bilulykker i 2015, ifølge den National Highway Traffic Safety Administration, op 9 procent fra 2014.

 

Motordrevet køretøj nedbrud er den hyppigste årsag til dødsfald blandt teenagere, Ifølge Centers for Disease Control og forebyggelse.

 

Som med de fleste forsikringsudgifter varierer virkningen af tilføjer en teenager efter stat. Tilføje en teenager i Rhode Island bump op præmier med mere end 150 procent, mens forældre i Hawaii får omkring en 8% stigning.

 

Til analysen hyrede insuranceQuotes kvadrant Information Services, en forsikring data firma, til at beregne prisstigning på tilføje en driver i alderen 16 til 19 til en familie bil forsikringspolice. Gennemsnittene er baseret på en hypotetisk par — en mand og en kvinde, både 45 år gammel, gift og beskæftigede — der hver drive 12.000 miles hvert år og har god kredit og drivende poster. Politikken testet inkluderet $100.000 for skade ansvar, $300.000 for alle skader, en $500 selvrisiko på kollision og omfattende dækning, og uforsikrede bilist dækning.

 

Her er nogle spørgsmål og svar om teenagere og auto forsikring:

 

Hvordan kan jeg reducere omkostningerne ved at have en teenage driveren på min politik?

 

Kathy Bernstein Harris, senior manager for teenage drivende initiativer på den nationale sikkerhed Råd, en nonprofit, sagde, at nogle forsikringsselskaber tilbydes rabatter for studerende, der får gode karakterer (selv om det har ikke nødvendigvis klart, at det at være en god elev. korrelerer med sikrere kørsel). Rabatter er også ofte tilgængelige for nye bilister, der tager driverens undervisning klasser.

 

Ms. Harris sagde den bedste måde at reducere fordringer og holde omkostningerne nede – og holde dit barn sikkert — var at fastsætte regler og bruge tid på at køre med teenagere og coaching dem langs, selv når de passerer deres førerens licens tests. Ikke "bare at komme et stykke plastic betyder, de er helt forberedt på den åbne landevej," sagde hun. "Det første år af uafhængige kørsel er de farligste."

 

Mange statslige programmer angivelse af begrænsninger for teenage chauffører, som udgangsforbud for nat kørsel og begrænse antallet af andre mennesker, især andre teenagere, der kan ride i bilen med dem. Ms. Harris opfordrer forældre til at følge disse regler. "Med hver teen passager, du lægger i bilen," sagde hun, risikoen for et nedbrud øger.

 

Rådets DriveitHome websted tilbyder ressourcer til forældre og teenage chauffører, herunder interaktive sikkerhedstest.

 

Er nogle biler sikrere end andre teenagere til at køre?

 

De Insurance Institute for Highway Safety offentliggør hvert år en liste over sikre og overkommelige biler for teenagere. Generelt er er større, tungere køretøjer bedst.

 

Ms. Harris tyder på, at forældre ikke købe en ny bil specifikt for deres nye teenage driver — eller, hvis de gør, at de gør det klart, at bilen er familiens bil i stedet for teenage-førerens personlige køretøj. Ved at give bilen en "familie" bil, sagde hun, kan forældre bedre regler for dens anvendelse og taler om hvor deres barn er overskriften og der forventes at gå.

 

Hun rådgiver også, at få unge involveret i forske i sikkerhed og prisen på en ny bil, som en måde at lære dem lektioner om budgettering, og understreger behovet for sikker kørevaner.

 

Er der apps, der kan medvirke til at reducere distraheret driving?

 

Teknologi er ved at opstå, kan deaktivere SMS-beskeder og sociale medier på mobiltelefoner, mens bilen er i bevægelse. Ét system, Cellcontrol, blev for nylig positivt gennemgået af Consumer Reports.

 

Organisationen tilbyder også andre tips til at reducere distraheret driving og øge sikkerheden for teenage drivere på sin hjemmeside.

 

Vores mission er at beskytte og forbedre de finansielle ressourcer for vores kunder, således at sikre deres sikkerhed og livskvalitet, ved at levere lyd professionel ledelse service.

 

Donavan Insurance Group Services Inc. blev etableret i 1986 som et uafhængigt forsikring agentur med et ry for overlegen Service. Donna Martin-Boseker, der har været i branchen siden 1976, havde tidligere arbejdet i agenturet, når det var kendt som Domex forsikring. Hun købte virksomheden i 1986 og omdøbt det Donavan Insurance Services Inc. Vi repræsenterer vores kunders bedste interesser og skræddersy løsninger for deres særlige forsikringsbehov. Vi tilbyder en bred portefølje af forsikringer luftfartsselskaber med yderst konkurrencedygtige priser. Vores dækningsområder omfatter alle former for forretnings- og personlige forsikring.

 

 

 

Like Reblog Comment
text 2017-09-28 07:46
The 6 secrets of cheap car insurance quotes of Donavan Insurance Group

How you can use car insurance firms' own tricks against them to lower your car insurance premium and get a cheaper quote - 6 secrets revealed

 

Sometimes car insurance premiums make sense. People living in places with more car crime or who have more expensive cars pay more, for example. But they're far from the only thing insurers up your premium for.

 

Insurers have gone as far as working out surgeons normally have more accidents where they were to blame than any other profession and building society clerks the fewest. They know Virgos were worst for accidents last year, but Pisceans had more convictions.

 

That means they will up your premium based on age, sex, job, post code and where you park as well as what you drive.

 

But car insurance providers don't have to have to have it all their own way – we’ve found six ways to get cheaper car insurance that they’d really rather you didn’t know.

 

  1. Use the right job title

 

If you describe yourself as a “chef” when filling in your car insurance application your average quote is £98 higher than if you write “kitchen staff” comparison site GoCompare.com found – and it’s not just cooks that have this problem.

 

  1. Add another more experienced driver to the policy

 

It’s a crime to say someone who isn’t the main driver of a car is, but adding a secondary driver is perfectly legal - and more than that, it can save you money.

 

  1. Never leave it till the last minute

 

Searching around and switching car insurance three weeks before your renewal date, rather than on the day, saves you an average of £280, comparison site Comparethemarket found – with even bigger savings available for younger drivers.

 

  1. Get some cash back

 

Comparison sites make money because when you switch products with them they get a referral fee from the insurer. But if you’re clever, you can get that money yourself.

 

  1. Pay up front

 

Did you know that many insurers charge interest on your payments if you spread the cost over the year? Well, they do. an average of £62 more Moneysupermarket worked out. So if at all possible, pay up front.

 

  1. Cut your extras and boost your excess

 

What’s included in your car insurance quote? Breakdown cover? Windscreen cover? Theft from the car? Driving abroad? Personal accident cover? A courtesy car? Every extra adds to the premium. More than that, a lot of them might already be covered by things like your travel insurance, AA membership, home insurance or even your bank account.

 

Our mission is to protect and enhance the financial resources of our clients, thus ensuring their security and quality of life, by providing sound professional management service.

 

Donavan Insurance Group Services Inc. was established in 1986 as an independent insurance agency with a reputation for Superior Service. Donna Martin-Boseker, who has been in this industry since 1976, had previously worked in the agency when it was known as Domex Insurance. She purchased the business in 1986 and renamed it Donavan Insurance Services Inc. We represent the best interests of our clients and tailor solutions for their specific insurance needs. We offer a broad portfolio of insurance carriers with highly competitive rates. Our coverages include all forms of business and personal insurance.

More posts
Your Dashboard view:
Need help?